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Asset Quality · Vermont

US Banks with Lowest Texas Ratio (Cleanest Credit) in Vermont

Ranked among banks headquartered in Vermont. Re-ranked 1-11 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): BUSINESS BANK, THE — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 11 banks with reported data Showing: Top 11 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Business Bank, the South Burlington , VT 0.00% $286.7M
2 National Bank of Middlebury Middlebury , VT 0.11% $555.2M
3 Ledyard National Bank Norwich , VT 1.74% $1.04B
4 Bank of Bennington, the Bennington , VT 1.79% $650.1M
5 Brattleboro Savings & Loan Association Brattleboro , VT 2.69% $296.4M
6 Northfield Savings Bank Northfield , VT 4.42% $1.58B
7 Peoples Trust Company of ST. Albans Saint Albans , VT 5.15% $380.0M
8 Community National Bank Derby , VT 6.08% $1.23B
9 Wells River Savings Bank Wells River , VT 6.38% $259.5M
10 Passumpsic Savings Bank Saint Johnsbury , VT 8.73% $925.4M
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11 Union Bank Morrisville , VT 16.25% $1.62B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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