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Asset Quality · Maine

US Banks with Lowest Texas Ratio (Cleanest Credit) in Maine

Ranked among banks headquartered in Maine. Re-ranked 1-22 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): AUBURN SAVINGS BANK, FSB — 0.28% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 22 banks with reported data Showing: Top 22 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Auburn Savings Bank, FSB Auburn , ME 0.28% $101.8M
2 Bath Savings Institution Bath , ME 0.56% $1.50B
3 Partners Bank of New England Sanford , ME 0.67% $1.07B
4 Saco & Biddeford Savings Institution Saco , ME 1.18% $1.46B
5 Kennebunk Savings Bank Kennebunk , ME 1.33% $2.10B
6 Norway Savings Bank Norway , ME 1.63% $2.08B
7 Camden National Bank Camden , ME 2.71% $6.95B
8 Kennebec Savings Bank Augusta , ME 2.87% $1.83B
9 Skowhegan Savings Bank Skowhegan , ME 3.77% $843.5M
10 Aroostook County Federal Savings & Loan Association Caribou , ME 3.79% $204.3M
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11 Katahdin Trust Company Patten , ME 4.23% $1.11B
12 Androscoggin Savings Bank Lewiston , ME 4.84% $1.78B
13 Gorham Savings Bank Gorham , ME 5.15% $1.61B
14 Bangor Savings Bank Bangor , ME 5.40% $7.42B
15 Franklin Savings Bank Farmington , ME 6.10% $764.6M
16 Maine Community Bank Portland , ME 6.54% $2.89B
17 Bar Harbor Bank and Trust Company Bar Harbor , ME 7.61% $4.67B
18 First National Bank Damariscotta , ME 8.77% $3.17B
19 Northeast Bank Lewiston , ME 9.31% $5.03B
20 Machias Savings Bank Machias , ME 10.48% $2.65B
21 Bar Harbor Savings and Loan Association Bar Harbor , ME 12.20% $101.6M
22 First Federal Savings and Loan Association of Bath Bath , ME 23.55% $186.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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