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Liquidity & Balance Sheet · Maine

US Banks with Highest Loan-to-Deposit Ratio in Maine

Ranked among banks headquartered in Maine. Re-ranked 1-22 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: NORTHEAST BANK — 123.40% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 22 banks with reported data Showing: Top 22 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Northeast Bank Lewiston , ME 123.40% $5.03B
2 Bar Harbor Savings and Loan Association Bar Harbor , ME 119.07% $101.6M
3 Saco & Biddeford Savings Institution Saco , ME 116.61% $1.46B
4 Auburn Savings Bank, FSB Auburn , ME 114.12% $101.8M
5 Franklin Savings Bank Farmington , ME 109.91% $764.6M
6 Kennebec Savings Bank Augusta , ME 109.67% $1.83B
7 Partners Bank of New England Sanford , ME 108.48% $1.07B
8 Maine Community Bank Portland , ME 105.53% $2.89B
9 Androscoggin Savings Bank Lewiston , ME 104.34% $1.78B
10 First Federal Savings and Loan Association of Bath Bath , ME 103.75% $186.8M
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11 Kennebunk Savings Bank Kennebunk , ME 103.47% $2.10B
12 Norway Savings Bank Norway , ME 96.67% $2.08B
13 Machias Savings Bank Machias , ME 96.51% $2.65B
14 Bar Harbor Bank and Trust Company Bar Harbor , ME 92.83% $4.67B
15 Katahdin Trust Company Patten , ME 92.67% $1.11B
16 Gorham Savings Bank Gorham , ME 91.69% $1.61B
17 First National Bank Damariscotta , ME 90.24% $3.17B
18 Bangor Savings Bank Bangor , ME 89.63% $7.42B
19 Camden National Bank Camden , ME 88.59% $6.95B
20 Skowhegan Savings Bank Skowhegan , ME 86.51% $843.5M
21 Aroostook County Federal Savings & Loan Association Caribou , ME 86.38% $204.3M
22 Bath Savings Institution Bath , ME 75.45% $1.50B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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