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Liquidity & Balance Sheet · District of Columbia

US Banks with Highest Loan-to-Deposit Ratio in District of Columbia

Ranked among banks headquartered in District of Columbia. Re-ranked 1-4 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: FOUNDERS BANK — 102.41% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 4 banks with reported data Showing: Top 4 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Founders Bank Washington , DC 102.41% $382.4M
2 City First Bank, N.A. Washington , DC 93.56% $1.42B
3 National Capital Bank of Washington, the Washington , DC 81.09% $734.8M
4 Industrial Bank Washington , DC 68.88% $774.9M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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