Skip to main content

Liquidity & Balance Sheet · Connecticut

US Banks with Highest Loan-to-Deposit Ratio in Connecticut

Ranked among banks headquartered in Connecticut. Re-ranked 1-28 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: CHELSEA GROTON BANK — 110.22% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 28 banks with reported data Showing: Top 28 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Chelsea Groton Bank Norwich , CT 110.22% $1.74B
2 First Bank of Greenwich, the Cos Cob , CT 110.19% $806.8M
3 New Haven Bank New Haven , CT 109.95% $198.2M
4 Ives Bank Danbury , CT 104.50% $1.69B
5 Fairfield County Bank Ridgefield , CT 104.09% $1.89B
6 First County Bank Stamford , CT 101.95% $2.36B
7 Dr Bank Darien , CT 100.84% $860.7M
8 Jewett City Savings Bank Jewett City , CT 100.39% $484.4M
9 Torrington Savings Bank, the Torrington , CT 98.90% $994.0M
10 Milford Bank the Milford , CT 98.72% $652.7M
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 Liberty Bank Middletown , CT 98.63% $9.02B
12 Dime Bank Norwich , CT 98.57% $1.22B
13 Bankwell Bank New Canaan , CT 98.28% $3.36B
14 Windsor Federal Bank Windsor , CT 95.75% $882.1M
15 Northwest Community Bank Winsted , CT 94.47% $1.23B
16 Eastern Connecticut Savings Bank Norwich , CT 94.33% $262.6M
17 Union Savings Bank Danbury , CT 92.11% $3.30B
18 Newtown Savings Bank Newtown , CT 91.36% $1.93B
19 Ion Bank Naugatuck , CT 90.82% $2.77B
20 National Iron Bank, the Salisbury , CT 87.58% $319.5M
21 Ascend Bank Guilford , CT 86.80% $1.47B
22 Thomaston Savings Bank Thomaston , CT 85.64% $1.91B
23 Essex Bank Essex , CT 84.31% $525.7M
24 Webster Bank, N.A. Stamford , CT 82.53% $85.53B
25 Fieldpoint Private Bank & Trust Greenwich , CT 79.10% $943.6M
26 Patriot Bank, N.A. Stamford , CT 73.40% $1.18B
27 Connecticut Community Bank, N.A. Norwalk , CT 70.76% $533.4M
28 Stafford Savings Bank Stafford Springs , CT 29.46% $507.6M

More Liquidity & Balance Sheet rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks