New Haven Bank
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Data as of · sourced from FFIEC call reports. How we update
New Haven Bank is an FDIC-insured commercial bank headquartered in New Haven, CT, established in 2010 (FDIC certificate 58952), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $200.0M, up 3.1% from Q2 2025, the 26th largest of 27 banks headquartered in Connecticut. Its CET1 capital ratio was 10.70% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 58952
- Headquarters
- New Haven, CT
- Established
- 2010
- Total assets, Q2 2026
- $200.0M
- Assets vs Q2 2025
- +3.1%
- CET1 ratio, Q2 2026
- 10.70%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 011110756
- Latest call report
- Q2 2026, FFIEC 051 · New Haven Bank call report
- Holding company
- FIRST COMMUNITY BANCORP INC
- Asset rank in state
- 26th of 27 in Connecticut
New Haven Bank spends more to run itself than most banks of its size. Based in New Haven, Connecticut, it had $200 million in assets at June 30, 2026, up 3.1% from a year earlier. It earns about $0.23 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 93 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Deposits are coming in faster than loans: over the year loans rose 1.6% and deposits rose 5.1%. Where it has less room is capital: it holds common equity equal to 10.70% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 15.12%).
As of June 30, 2026, New Haven Bank reported a CET1 capital ratio of 10.70%, a return on assets of 0.23%, a nonperforming-loan ratio of 0.27% and a Texas ratio of 2.53%. The figures come from its call report filed with the FFIEC.
New Haven Bank ranks as the 26th largest of the 27 banks based in Connecticut, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 0.9% to $200.0M, loans were flat and deposits rose 1.0%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 23.5% of total loans, followed by owner-occupied commercial real estate loans at 21.8%. Its 2 offices in the FDIC Summary of Deposits are in New Haven, CT and West Haven, CT; its New Haven office books 89% of its branch deposits. On its Q2 2026 call report, New Haven Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 299 Whalley Ave, New Haven, CT 06511
- County
- South Central Connecticut
- Metro Area
- New Haven, CT
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 20, 2010
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 23
- Domestic deposits
- $155.1M
- Allowance for credit losses
- $1.9M
- Net charge-offs (YTD)
- $22K
- Average total assets
- $200.0M
- Average total loans
- $167.2M
- Average interest-bearing deposits
- $127.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 20, 2010
- FDIC Cert
- 58952
- Fed RSSD
- 3843392
- Website
- www.newhavenbank.com →
- Parent Holding Company
- FIRST COMMUNITY BANCORP INC (RSSD 4151003)
- Ultimate Parent
- FIRST CITY FUND CORPORATION (RSSD 4151012)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
New Haven Bank's total assets moved between a low of $185.7M (Q3 2023) and a high of $200.9M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in 4 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$200.0M total assets against $194.0M; $184.0M total liabilities against $178.5M.
$166.9M net loans and leases against $164.3M; $155.1M total deposits against $147.5M.
$13.5M securities against $7.3M; $11.4M cash and balances due against $13.6M.
$2.7M total interest income against $2.5M; $1.1M total interest expense against $1.3M.
$1.6M net interest income against $1.3M.
$6K total noninterest income against $58K; $1.5M total noninterest expense against $1.4M.
$0 provision for credit losses against $0.
$116K net income against -$123K.
0.23% return on assets against -0.25%; 3.22% net interest margin against 2.63%.
10.70% CET1 capital ratio against 10.49%; 8.23% tier 1 leverage ratio against 8.14%.
Inside the full New Haven Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
New Haven Bank rankings
Its closest position to the top of a national ranking is 2,023 of 3,640, for Texas Ratio; its furthest is 3,503 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -6.56% (Q4 2024) to 0.41% (Q4 2025) and its net interest margin ran from 2.40% (Q3 2024) to 3.22% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.70% | 0.23% | 0.27% | 2.53% | 3.22% |
| Q1 2026 | 10.60% | 0.12% | 0.31% | 2.96% | 3.15% |
| Q4 2025 | 10.52% | 0.41% | 0.31% | 2.96% | 3.10% |
| Q3 2025 | 10.56% | 0.16% | 0.32% | 3.02% | 2.96% |
| Q2 2025 | 10.49% | -0.25% | 0.32% | 3.05% | 2.63% |
| Q1 2025 | 10.62% | -0.38% | 0.00% | 0.00% | 2.50% |
| Q4 2024 | 10.54% | -6.56% | 0.00% | 0.00% | 2.45% |
| Q3 2024 | 10.67% | -0.54% | 0.15% | 1.19% | 2.40% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| New Haven Bank (main office) | New Haven , CT | 06511 | $138.8M |
| West Haven Branch | West Haven , CT | 06516 | $16.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in CT, rank 43 of 46 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 20 applications, 10 loans originated, $5.2M originated, across 1 states
- Period: Calendar year 2018. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $500K approved, $500K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2016 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about New Haven Bank
What are New Haven Bank's total assets?
As of the Q2 2026 filing, New Haven Bank reported total assets of $200.0 million in its FFIEC call report.
Where is New Haven Bank headquartered?
It is headquartered in New Haven, CT, United States.
When was New Haven Bank founded?
It was established in 2010, per the FDIC institution directory.
Is New Haven Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58952). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates New Haven Bank?
New Haven Bank's primary federal regulator is the Federal Reserve.
What is New Haven Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.70% in its Q2 2026 call report, above regulatory requirements.
How many branches does New Haven Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is New Haven Bank's Texas Ratio?
Its Texas Ratio is 2.53% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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