New Haven Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Haven Bank of New Haven, CT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.23% | 1.34% | -1.11% | 7th bottom |
| ROAE | 2.91% | 13.32% | -10.41% | 9th bottom |
| Net Interest Margin | 3.22% | 3.93% | -0.71% | 17th bottom |
| Efficiency Ratio | 92.61% | 61.13% | +31.48% | 5th bottom |
| PPNR / Avg Assets | 0.23% | 1.68% | -1.45% | 5th bottom |
| Yield on Earning Assets | 5.51% | 5.67% | -0.16% | 46th below |
| Cost of Funds | 2.47% | 1.88% | +0.59% | 16th bottom |
| Net Interest Spread | 2.60% | 3.32% | -0.72% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.27% | 0.94% | -0.67% | 59th above |
| NPA / Total Assets | 0.23% | 0.70% | -0.47% | 57th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 41st below |
| ACL / Total Loans | 1.12% | 1.28% | -0.16% | 41st below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 418.98% | 1538.91% | -1119.93% | 67th above |
| Texas Ratio | 2.53% | 7.33% | -4.80% | 58th above |
| Provision / NCO | 0.00% | 1395.90% | -1395.90% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.70% | 19.50% | -8.80% | 6th bottom |
| Tier 1 Ratio | 10.70% | 19.54% | -8.84% | 6th bottom |
| Total Capital Ratio | 11.94% | 20.62% | -8.68% | 7th bottom |
| Leverage Ratio | 8.23% | 12.14% | -3.91% | 4th bottom |
| Equity / Assets | 7.99% | 11.37% | -3.38% | 14th bottom |
| TCE / Tangible Assets | 7.99% | 11.09% | -3.10% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 108.83% | 80.63% | +28.20% | 4th bottom |
| Core Deposit Ratio | 85.45% | 86.86% | -1.41% | 32nd below |
| Wholesale Funding Ratio | 12.25% | 5.03% | +7.22% | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.12% | 6.85% | -3.73% | 41st below |
| Loan Growth (Y/Y) | 1.56% | 7.90% | -6.34% | 29th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.13% | 6.29% | -1.16% | 58th above |
See New Haven Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Haven Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Haven Bank profile, how to read a UBPR, or how this data updates.