New Haven Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 58.57 percentage points in Q2 2026, from 360.42% to 418.98%. It was the largest change from Q1 2026 among the key lines here. Within Connecticut, New Haven Bank is 24th of 27 on return on assets, 0.23% as of Q2 2026, below the middle of the field. New Haven Bank's return on assets of 0.23% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.02 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.70% |
| Tier 1 risk-based capital ratio | 10.70% |
| Total risk-based capital ratio | 11.94% |
| Tier 1 leverage ratio | 8.23% |
| Equity capital to assets | 7.99% |
| Tangible equity to tangible assets | 7.99% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.27% |
| Non-performing assets ratio | 0.23% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 2.53% |
| Allowance for credit losses to loans | 1.12% |
| Reserve coverage of non-performing loans | 418.98% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.23% |
| Return on equity | 2.91% |
| Net interest margin | 3.22% |
| Efficiency ratio | 92.61% |
| Yield on earning assets | 5.51% |
| Cost of funds | 2.47% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 108.83% |
| Core deposits to total deposits | 85.45% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 77.54% |
| Securities to assets | 6.76% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.50% | 12.50% | 13.75% | 10.12% | -0.34% |
| Q4 2023 | 11.58% | 11.58% | 12.83% | 9.56% | -0.32% |
| Q1 2024 | 11.08% | 11.08% | 12.31% | 9.17% | -0.51% |
| Q2 2024 | 10.90% | 10.90% | 12.13% | 8.96% | -0.52% |
| Q3 2024 | 10.67% | 10.67% | 11.88% | 8.79% | -0.54% |
| Q4 2024 | 10.54% | 10.54% | 11.79% | 8.31% | -6.56% |
| Q1 2025 | 10.62% | 10.62% | 11.87% | 8.19% | -0.38% |
| Q2 2025 | 10.49% | 10.49% | 11.72% | 8.14% | -0.25% |
| Q3 2025 | 10.56% | 10.56% | 11.81% | 8.33% | 0.16% |
| Q4 2025 | 10.52% | 10.52% | 11.76% | 8.24% | 0.41% |
| Q1 2026 | 10.60% | 10.60% | 11.84% | 8.25% | 0.12% |
| Q2 2026 | 10.70% | 10.70% | 11.94% | 8.23% | 0.23% |
New Haven Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock New Haven Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Haven Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58952) · FFIEC NIC profile (RSSD 3843392)