Oklahoma Capital Bank
Oklahoma Capital Bank is a locally rooted FDIC-insured community bank based in Tulsa, OK. The Q1 2026 balance sheet stands at $182M in assets, including $151M in loans. Returns are notably above industry norms: 1.29% ROA, 9.79% ROE, and 4.65% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.31% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.32% NPLs and a 2.44% Texas Ratio. 3 branches make up the footprint.
Headquarters Profile
- Address
- 8080 S Yale Ave, TULSA, OK 74136
- County
- Tulsa
- Metro Area
- TULSA, OK
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- August 10, 1963
- Branches
- 3 domestic
- Employees (FTE)
- 24
- FDIC Cert
- 18856
- Fed RSSD
- 284154
- Parent Holding Company
- SOONER SOUTHWEST BANKSHARES, INC. (RSSD 2411619)
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Oklahoma Capital Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
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Frequently asked about Oklahoma Capital Bank
What are Oklahoma Capital Bank's total assets?
As of the Q1 2026 filing, Oklahoma Capital Bank reported total assets of $181.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Oklahoma Capital Bank headquartered?
Oklahoma Capital Bank is headquartered in TULSA, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Oklahoma Capital Bank founded?
Oklahoma Capital Bank was established in 1963, per the FDIC institution directory.
Is Oklahoma Capital Bank FDIC-insured?
Yes. Oklahoma Capital Bank is an FDIC-insured commercial bank (FDIC Certificate #18856). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Oklahoma Capital Bank?
Oklahoma Capital Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Oklahoma Capital Bank operate?
Oklahoma Capital Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Oklahoma Capital Bank's Texas Ratio?
Oklahoma Capital Bank's Texas Ratio is 2.44% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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