Oklahoma Capital Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Oklahoma Capital Bank of Tulsa, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.31% | 1.34% | -0.03% | 53rd above |
| ROAE | 9.94% | 13.31% | -3.37% | 35th below |
| Net Interest Margin | 4.70% | 3.93% | +0.77% | 86th top |
| Efficiency Ratio | 53.09% | 61.14% | -8.05% | 74th above |
| PPNR / Avg Assets | 2.10% | 1.68% | +0.42% | 76th top |
| Yield on Earning Assets | 7.23% | 5.67% | +1.56% | 96th top |
| Cost of Funds | 2.75% | 1.88% | +0.87% | 9th bottom |
| Net Interest Spread | 3.96% | 3.32% | +0.64% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.30% | 0.94% | -0.64% | 57th above |
| NPA / Total Assets | 0.25% | 0.70% | -0.45% | 56th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.06% | 1.28% | -0.22% | 33rd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 357.59% | 1538.92% | -1181.33% | 64th above |
| Texas Ratio | 2.35% | 7.33% | -4.98% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.39% | 12.14% | -1.75% | 39th below |
| Equity / Assets | 12.62% | 11.37% | +1.25% | 76th top |
| TCE / Tangible Assets | 9.84% | 11.09% | -1.25% | 46th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.50% | 80.63% | +20.87% | 10th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.01% | 86.86% | +0.15% | 39th below |
| Wholesale Funding Ratio | 5.38% | 5.03% | +0.35% | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.06% | 6.85% | +14.21% | 95th top |
| Loan Growth (Y/Y) | 30.91% | 7.90% | +23.01% | 97th top |
| Deposit Growth (Y/Y) | 21.69% | 6.28% | +15.41% | 95th top |
See Oklahoma Capital Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Oklahoma Capital Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Oklahoma Capital Bank profile, how to read a UBPR, or how this data updates.