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Maplemark Bank

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Tulsa, OK $1B to $10B in assets Est. January 1, 1909 FDIC #3182 RSSD #594451 Routing #103913502 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Maplemark Bank is an FDIC-insured commercial bank headquartered in Tulsa, OK, established in 1909 (FDIC certificate 3182), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $1.01B, down 4.0% from Q2 2025, the 24th largest of 169 banks headquartered in Oklahoma. Its CET1 capital ratio was 14.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
Federal Reserve
Deposit insurance
FDIC
FDIC certificate
3182
Headquarters
Tulsa, OK
Established
1909
Total assets, Q2 2026
$1.01B
Assets vs Q2 2025
-4.0%
CET1 ratio, Q2 2026
14.14%
Domestic offices
2 FDIC institution directory, current count
Routing number
103913502
Asset rank in state
24th of 169 in Oklahoma
Assets
$1.01B
Deposits
$837.5M
Loans
$802.7M
Equity
$114.8M

Problem loans are rising at Maplemark Bank. It reported $1.0 billion in assets at June 30, 2026, down 4.0% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.66% of loans from 0.04% a year earlier. It earns about $0.17 a year on every $100 of assets, a small fraction of the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also spends about 94 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).

Earnings fell sharply: quarterly net income of $433,000 was 56% below a year earlier. The commercial and industrial book ($247 million) is worsening: 2.11% of it is past due or on nonaccrual, up from 0.07% a year earlier. Its margin is thin by comparison: it keeps 2.96 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).

As of June 30, 2026, Maplemark Bank reported a CET1 capital ratio of 14.14%, a return on assets of 0.17%, a nonperforming-loan ratio of 0.66% and a Texas ratio of 4.51%. The figures come from its call report filed with the FFIEC.

Of the 169 banks headquartered in Oklahoma, Maplemark Bank is the 24th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.3% to $1.01B, loans rose 1.2% and deposits rose 1.4%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 30.8% of total loans, followed by non-owner-occupied commercial real estate loans at 26.8%. Its 2 offices in the FDIC Summary of Deposits are in Dallas, TX and Tulsa, OK; its Dallas office books 90% of its branch deposits. On its Q2 2026 call report, Maplemark Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
2431 E 61st St, Tulsa, OK 74136
County
Tulsa
Metro Area
Dallas-Fort Worth-Arlington, TX
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1909
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
89
Domestic deposits
$837.5M
Allowance for credit losses
$10.4M
Net charge-offs (YTD)
$37K
Average total assets
$1.02B
Average total loans
$806.3M
Average interest-bearing deposits
$687.0M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
3182
Fed RSSD
594451
SEC CIK
1722484 → filed by MAPLE FINANCIAL HOLDINGS, INC.

Profitability

Q2 annualized
Return on Assets0.17%YTD 0.22%
Return on Equity1.51%YTD 1.95%
Net Interest Margin2.96%YTD 3.11%

Balance Sheet

Total liabilities$892.6M
Cash & balances due$45.0M
Securities, available-for-sale$104.5M
Securities, held-to-maturity$18.2M
Goodwill & intangibles$755K

Income Statement

Net income Q2$433K
Net interest income YTD$15.3M
Total interest income YTD$27.2M
Total interest expense YTD$11.9M
Provision for credit losses YTD-$195K

Operating & Funding

Total noninterest income YTD$1.4M
Total noninterest expense YTD$15.1M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, Maplemark Bank's total assets ranged from $1.00B (Q4 2025) to $1.20B (Q3 2023), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$1.01B total assets against $1.05B; $892.6M total liabilities against $941.5M.

Loans and leases against deposits

$792.3M net loans and leases against $838.5M; $837.5M total deposits against $825.5M.

Securities and cash

$122.8M securities against $134.6M; $45.0M cash and balances due against $30.0M.

Interest income against interest expense

$13.3M total interest income against $17.0M; $6.0M total interest expense against $7.6M.

Net interest income

$7.3M net interest income against $9.4M.

Noninterest income against noninterest expense

$778K total noninterest income against $574K; $7.6M total noninterest expense against $7.4M.

Provision for credit losses

-$284K provision for credit losses against $1.3M.

Net income

$433K net income against $988K.

Return on assets and net interest margin

0.17% return on assets against 0.38%; 2.96% net interest margin against 3.72%.

CET1 and Tier 1 leverage ratios

14.14% CET1 capital ratio against 13.39%; 11.63% tier 1 leverage ratio against 10.97%.

Inside the full Maplemark Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 222% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 0.14% (Q4 2024) to 0.80% (Q3 2025) and its net interest margin ran from 2.30% (Q3 2024) to 4.39% (Q3 2025).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 14.14% 0.17% 0.66% 4.51% 2.96%
Q1 2026 14.54% 0.27% 0.55% 3.75% 3.26%
Q4 2025 14.51% 0.36% 0.55% 3.81% 3.13%
Q3 2025 14.49% 0.80% 0.04% 0.48% 4.39%
Q2 2025 13.39% 0.38% 0.04% 0.53% 3.72%
Q1 2025 13.70% 0.38% 0.57% 3.96% 2.40%
Q4 2024 13.52% 0.14% 0.17% 1.23% 2.37%
Q3 2024 12.81% 0.22% 0.26% 1.91% 2.30%

Swipe the table sideways to see every column.

Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
Dallas Branch Dallas , TX 75219 $750.5M
Maplemark Bank (main office) Tulsa , OK 74136 $87.0M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in OK, rank 148 of 192 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
24 applications, 12 loans originated, $15.6M originated, across 4 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
Not on file
Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Maplemark Bank: regulatory capital profile · BankRegReports

Frequently asked about Maplemark Bank

What are Maplemark Bank's total assets?

As of the Q2 2026 filing, Maplemark Bank reported total assets of $1.01 billion in its FFIEC call report.

Where is Maplemark Bank headquartered?

It is headquartered in Tulsa, OK, United States.

When was Maplemark Bank founded?

It was established in 1909, per the FDIC institution directory.

Is Maplemark Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3182). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Maplemark Bank?

Maplemark Bank's primary federal regulator is the Federal Reserve.

What is Maplemark Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 14.14% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Maplemark Bank operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Maplemark Bank's Texas Ratio?

Its Texas Ratio is 4.51% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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