Maplemark Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Retained earnings rose 5.2% from Q1 2026 to Q2 2026, ending at $8.7M against $8.3M. It was the largest change among the key lines on this page. Within Oklahoma, Maplemark Bank is 37th of 71 on CET1 ratio, 14.14% as of Q2 2026. Maplemark Bank reported 14.14% on CET1 ratio for Q2 2026, 0.64 points above the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.14% |
| Tier 1 risk-based capital ratio | 14.14% |
| Total risk-based capital ratio | 15.39% |
| Tier 1 leverage ratio | 11.63% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $118.1M |
| Tier 1 capital | $118.1M |
| Total risk-based capital | $128.6M |
| Total equity capital | $114.8M |
| Risk-weighted assets | $835.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.40% |
| Tangible equity to tangible assets | 11.30% |
| Equity capital to average assets | 11.30% |
| Internal capital growth rate | 1.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $110.4M |
| Retained earnings | $8.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.67% | 10.67% | 11.85% | 9.03% | $1.02B |
| Q4 2023 | 11.57% | 11.57% | 12.71% | 9.11% | $958.1M |
| Q1 2024 | 11.64% | 11.64% | 12.75% | 9.22% | $952.3M |
| Q2 2024 | 12.44% | 12.44% | 13.54% | 9.74% | $898.7M |
| Q3 2024 | 12.81% | 12.81% | 13.89% | 10.02% | $879.8M |
| Q4 2024 | 13.52% | 13.52% | 14.64% | 10.39% | $837.7M |
| Q1 2025 | 13.70% | 13.70% | 14.91% | 10.67% | $827.2M |
| Q2 2025 | 13.39% | 13.39% | 14.60% | 10.97% | $855.2M |
| Q3 2025 | 14.49% | 14.49% | 15.66% | 10.40% | $807.6M |
| Q4 2025 | 14.51% | 14.51% | 15.70% | 11.48% | $814.2M |
| Q1 2026 | 14.54% | 14.54% | 15.79% | 11.66% | $809.7M |
| Q2 2026 | 14.14% | 14.14% | 15.39% | 11.63% | $835.6M |
Maplemark Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Maplemark Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maplemark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3182) · FFIEC NIC profile (RSSD 594451)