Maplemark Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
CRE concentration (Tier 1 capital + allowance) dropped 12.65 percentage points in Q2 2026, from 234.35% to 221.71%. It was the largest change from Q1 2026 among the key lines here. Maplemark Bank ranks 30th of 169 Oklahoma banks on loan-to-deposit ratio, in the upper half at 95.85% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Maplemark Bank sits 7.65 points higher, at 95.85% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $802.7M |
| Net loans and leases | $792.3M |
| Loans held for sale | $0 |
| Loans to total assets | 79.68% |
| Loan-to-deposit ratio | 95.85% |
| Net loans to equity capital | 6.90% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 34.62% |
| Multifamily (5+ residential) | 2.01% |
| Commercial and industrial | 30.73% |
| Consumer | 0.59% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 221.71% |
| Construction concentration (Tier 1 capital + allowance) | 41.70% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.87% |
| Interest income on loans | $11.8M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $984.9M | $1.02B | 35.04% | 32.01% | 0.90% |
| Q4 2023 | $945.8M | $982.9M | 35.86% | 29.52% | 0.95% |
| Q1 2024 | $922.3M | $986.3M | 36.63% | 29.70% | 0.93% |
| Q2 2024 | $873.6M | $929.9M | 39.44% | 28.15% | 0.60% |
| Q3 2024 | $854.4M | $927.1M | 41.74% | 25.64% | 0.61% |
| Q4 2024 | $822.0M | $854.6M | 40.47% | 25.94% | 0.58% |
| Q1 2025 | $814.0M | $825.8M | 34.63% | 31.51% | 0.51% |
| Q2 2025 | $850.9M | $825.5M | 32.98% | 34.16% | 0.49% |
| Q3 2025 | $804.3M | $872.6M | 33.19% | 32.82% | 0.47% |
| Q4 2025 | $799.1M | $836.1M | 33.85% | 32.08% | 0.39% |
| Q1 2026 | $793.1M | $826.3M | 35.45% | 30.56% | 0.61% |
| Q2 2026 | $802.7M | $837.5M | 34.62% | 30.73% | 0.59% |
Maplemark Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Maplemark Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maplemark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3182) · FFIEC NIC profile (RSSD 594451)