Maplemark Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin fell 0.30 percentage points in Q2 2026 to 2.96%, the biggest move on this page. On net interest margin, Maplemark Bank is 6th from the bottom among 169 Oklahoma banks, 2.96% (Q2 2026). Maplemark Bank reported 2.96% on net interest margin for Q2 2026, 0.75 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.39% |
| Yield on loans | 5.87% |
| Yield on securities | 3.01% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.73% |
| Cost of interest-bearing deposits | 3.17% |
| Cost of interest-bearing liabilities | 3.25% |
| Cost of borrowings | 4.99% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.96% |
| Yield to cost spread | 2.14% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $11.8M |
| Total interest expense | $6.0M |
| Interest expense on deposits | $5.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.92% | 3.74% | 2.46% | 6.32% | 2.08% |
| Q4 2023 | 5.91% | 3.88% | 2.30% | 6.37% | 2.18% |
| Q1 2024 | 5.74% | 3.76% | 2.28% | 6.18% | 2.49% |
| Q2 2024 | 5.73% | 3.76% | 2.29% | 6.17% | 3.18% |
| Q3 2024 | 5.83% | 3.84% | 2.30% | 6.28% | 3.38% |
| Q4 2024 | 5.73% | 3.68% | 2.37% | 6.24% | 3.27% |
| Q1 2025 | 5.46% | 3.34% | 2.40% | 5.94% | 3.14% |
| Q2 2025 | 6.71% | 3.27% | 3.72% | 7.41% | 3.24% |
| Q3 2025 | 7.15% | 3.05% | 4.39% | 8.23% | 3.26% |
| Q4 2025 | 5.77% | 2.91% | 3.13% | 6.29% | 3.21% |
| Q1 2026 | 5.67% | 2.72% | 3.26% | 6.22% | 3.00% |
| Q2 2026 | 5.39% | 2.73% | 2.96% | 5.87% | 3.01% |
Maplemark Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Maplemark Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maplemark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3182) · FFIEC NIC profile (RSSD 594451)