Story Bank dba Story Financial Partners
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Data as of · sourced from FFIEC call reports. How we update
Story Bank dba Story Financial Partners is an FDIC-insured commercial bank headquartered in Jackson, MS, established in 2000 (FDIC certificate 57069), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.01B, up 10.2% from Q2 2025, the 14th largest of 57 banks headquartered in Mississippi. Its CET1 capital ratio was 12.23% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57069
- Headquarters
- Jackson, MS
- Established
- 2000
- Total assets, Q2 2026
- $1.01B
- Assets vs Q2 2025
- +10.2%
- CET1 ratio, Q2 2026
- 12.23%
- Domestic offices
- 7 FDIC institution directory, current count
- Routing number
- 065306189
- Latest call report
- Q2 2026, FFIEC 051 · Story Bank dba Story Financial Partners call report
- Holding company
- STORY BANCSHARES
- Asset rank in state
- 14th of 57 in Mississippi
Story Bank dba Story Financial Partners, based in Jackson, Mississippi, reported $1.0 billion in assets at June 30, 2026, up 10.2% from a year earlier. It carries problem assets equal to 0.8% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for the 880 banks with $1 billion to $10 billion in assets. It also grew deposits 16.6% over the year, about triple the median of 5.1% for banks its size.
Net income for the quarter rose 16% from a year earlier, to $2.3 million. Over the same year, loans grew 8.4% and deposits grew 16.6%. Costs are the weak spot: it spends about 69 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 58 cents).
As of June 30, 2026, Story Bank dba Story Financial Partners reported a CET1 capital ratio of 12.23%, a return on assets of 0.95%, a nonperforming-loan ratio of 0.37% and a Texas ratio of 0.75%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Story Bank dba Story Financial Partners is the 14th largest of the 57 banks headquartered in Mississippi. From Q1 2026 to Q2 2026, its total assets rose 5.5% to $1.01B, loans rose 2.7% and deposits rose 6.3%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 32.3% of total loans, ahead of commercial and industrial loans at 19.1%. Its 7 offices in the FDIC Summary of Deposits are in 7 cities across 3 states; its Jackson office books 65% of its branch deposits. By the capital ratios in its Q2 2026 call report, Story Bank dba Story Financial Partners meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4450 Old Canton Rd, Jackson, MS 39211
- County
- Hinds
- Metro Area
- Jackson, MS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- October 12, 2000
- Domestic offices
- 7 FDIC institution directory, current count
- Employees (FTE)
- 117
- Domestic deposits
- $890.4M
- Allowance for credit losses
- $8.0M
- Net charge-offs (YTD)
- $60K
- Average total assets
- $973.5M
- Average total loans
- $879.2M
- Average interest-bearing deposits
- $704.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 12, 2000
- FDIC Cert
- 57069
- Fed RSSD
- 2948058
- SEC CIK
- 2027208 → filed by STORY BANCSHARES
- Website
- www.story.bank →
- Parent Holding Company
- STORY BANCSHARES (RSSD 3374935)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Story Bank dba Story Financial Partners's total assets ran between $838.8M (Q3 2023) and $1.01B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.01B total assets against $916.6M; $903.6M total liabilities against $817.3M.
$879.9M net loans and leases against $811.4M; $890.4M total deposits against $763.4M.
$8.2M securities against $10.3M; $85.2M cash and balances due against $56.7M.
$13.7M total interest income against $13.1M; $4.9M total interest expense against $5.3M.
$8.8M net interest income against $7.8M.
$1.2M total noninterest income against $1.4M; $6.9M total noninterest expense against $6.5M.
$20K provision for credit losses against $0.
$2.3M net income against $2.0M.
0.95% return on assets against 0.88%; 3.82% net interest margin against 3.63%.
12.23% CET1 capital ratio against 12.42%; 10.81% tier 1 leverage ratio against 10.95%.
Inside the full Story Bank dba Story Financial Partners terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Story Bank dba Story Financial Partners rankings
Its closest position to the top of a national ranking is 1,028 of 4,196, for total assets; its furthest is 2,827 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.66% (Q3 2024) to 0.95% (Q2 2026) and its net interest margin ran from 3.25% (Q3 2024) to 3.82% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.23% | 0.95% | 0.37% | 0.75% | 3.82% |
| Q1 2026 | 12.26% | 0.85% | 0.00% | 0.02% | 3.69% |
| Q4 2025 | 12.08% | 0.89% | 0.01% | 0.09% | 3.63% |
| Q3 2025 | 12.66% | 0.78% | 0.01% | 0.08% | 3.66% |
| Q2 2025 | 12.42% | 0.88% | 0.00% | 0.03% | 3.63% |
| Q1 2025 | 12.52% | 0.73% | 0.03% | 0.22% | 3.43% |
| Q4 2024 | 12.07% | 0.91% | 0.00% | 0.03% | 3.71% |
| Q3 2024 | 12.60% | 0.66% | 0.00% | 0.03% | 3.25% |
Swipe the table sideways to see every column.
Branch Network
View all 7 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Story Bank dba Story Financial Partners (main office) | Jackson , MS | 39211 | $576.7M |
| Highland Colony Parkway Branch | Ridgeland , MS | 39157 | $119.1M |
| Southaven Branch | Southaven , MS | 38672 | $65.6M |
| Aaron Brenner Drive Branch | Memphis , TN | 38120 | $60.5M |
| Oxford Branch | Oxford , MS | 38655 | $52.0M |
| Huntsville Branch | Huntsville , AL | 35801 | $10.0M |
| Flowood Branch | Flowood , MS | 39232 | $6.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 1, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2015 | Structure Change | Acquired DeSoto County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.0% of deposits in MS, rank 18 of 80 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 248 applications, 173 loans originated, $76.8M originated, across 8 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $516K approved, $516K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Story Bank dba Story Financial Partners
What are Story Bank dba Story Financial Partners's total assets?
As of the Q2 2026 filing, Story Bank dba Story Financial Partners reported total assets of $1.01 billion in its FFIEC call report.
Where is Story Bank dba Story Financial Partners headquartered?
It is headquartered in Jackson, MS, United States.
When was Story Bank dba Story Financial Partners founded?
It was established in 2000, per the FDIC institution directory.
Is Story Bank dba Story Financial Partners FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57069). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Story Bank dba Story Financial Partners?
Story Bank dba Story Financial Partners's primary federal regulator is the FDIC.
What is Story Bank dba Story Financial Partners's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.23% in its Q2 2026 call report, above regulatory requirements.
How many branches does Story Bank dba Story Financial Partners operate?
It operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Story Bank dba Story Financial Partners's Texas Ratio?
Its Texas Ratio is 0.75% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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