Story Bank dba Story Financial Partners: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 29407.44 percentage points lower than in Q1 2026, at 242.56%. Story Bank dba Story Financial Partners ranks 41st of 57 Mississippi banks on return on assets, in the lower half at 0.95% (Q2 2026). Story Bank dba Story Financial Partners reported 0.95% on return on assets for Q2 2026, 0.33 points below the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.23% |
| Tier 1 risk-based capital ratio | 12.23% |
| Total risk-based capital ratio | 13.24% |
| Tier 1 leverage ratio | 10.81% |
| Equity capital to assets | 10.51% |
| Tangible equity to tangible assets | 10.39% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.37% |
| Non-performing assets ratio | 0.33% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 2.94% |
| Allowance for credit losses to loans | 0.90% |
| Reserve coverage of non-performing loans | 242.56% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.95% |
| Return on equity | 8.81% |
| Net interest margin | 3.82% |
| Efficiency ratio | 68.74% |
| Yield on earning assets | 5.93% |
| Cost of funds | 2.28% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.73% |
| Core deposits to total deposits | 93.07% |
| Brokered deposits to total deposits | 4.65% |
| Deposits to assets | 88.18% |
| Securities to assets | 0.82% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 9.92% | 9.92% | 11.14% | 8.84% | 0.65% |
| Q4 2023 | 11.99% | 11.99% | 13.18% | 10.61% | 0.60% |
| Q1 2024 | 12.11% | 12.11% | 13.27% | 10.65% | 0.51% |
| Q2 2024 | 12.08% | 12.08% | 13.21% | 10.62% | 0.62% |
| Q3 2024 | 12.60% | 12.60% | 13.75% | 10.90% | 0.66% |
| Q4 2024 | 12.07% | 12.07% | 13.18% | 10.93% | 0.91% |
| Q1 2025 | 12.52% | 12.52% | 13.65% | 10.91% | 0.73% |
| Q2 2025 | 12.42% | 12.42% | 13.51% | 10.95% | 0.88% |
| Q3 2025 | 12.66% | 12.66% | 13.74% | 10.98% | 0.78% |
| Q4 2025 | 12.08% | 12.08% | 13.13% | 10.48% | 0.89% |
| Q1 2026 | 12.26% | 12.26% | 13.29% | 10.73% | 0.85% |
| Q2 2026 | 12.23% | 12.23% | 13.24% | 10.81% | 0.95% |
Story Bank dba Story Financial Partners vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Story Bank dba Story Financial Partners, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Story Bank dba Story Financial Partners profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57069) · FFIEC NIC profile (RSSD 2948058)