Story Bank dba Story Financial Partners: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Story Bank dba Story Financial Partners of Jackson, MS against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.95% | 1.44% | -0.49% | 26th below |
| ROAE | 8.81% | 12.51% | -3.70% | 25th below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.82% | 3.84% | -0.02% | 58th above |
| Efficiency Ratio | 68.74% | 58.86% | +9.88% | 23rd bottom |
| PPNR / Avg Assets | 1.29% | 1.78% | -0.49% | 27th below |
| Yield on Earning Assets | 5.93% | 5.71% | +0.22% | 73rd above |
| Cost of Funds | 2.28% | 2.03% | +0.25% | 32nd below |
| Net Interest Spread | 3.21% | 3.18% | +0.03% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.96% | -0.59% | 67th above |
| NPA / Total Assets | 0.33% | 0.75% | -0.42% | 62nd above |
| NCO / Avg Loans | -0.00% | 0.31% | -0.31% | 84th top |
| ACL / Total Loans | 0.90% | 1.25% | -0.35% | 20th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 242.56% | 699.35% | -456.79% | 62nd above |
| Texas Ratio | 2.94% | 7.17% | -4.23% | 66th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 566.67% | 814.85% | -248.18% | 79th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.23% | 17.41% | -5.18% | 29th below |
| Tier 1 Ratio | 12.23% | 17.45% | -5.22% | 28th below |
| Total Capital Ratio | 13.24% | 18.51% | -5.27% | 27th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.81% | 11.60% | -0.79% | 57th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.51% | 11.33% | -0.82% | 52nd above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.39% | 10.65% | -0.26% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.73% | 86.34% | +13.39% | 18th bottom |
| Core Deposit Ratio | 93.07% | 85.55% | +7.52% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 10.16% | 10.46% | -0.30% | 77th top |
| Loan Growth (Y/Y) | 8.38% | 7.99% | +0.39% | 66th above |
| Deposit Growth (Y/Y) | 16.63% | 7.97% | +8.66% | 88th top |
See Story Bank dba Story Financial Partners's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Story Bank dba Story Financial Partners, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Story Bank dba Story Financial Partners profile, how to read a UBPR, or how this data updates.