Story Bank dba Story Financial Partners: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 100.0% in Q2 2026, from $2.0M to $0. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Story Bank dba Story Financial Partners ranks 3rd highest among the 57 banks headquartered in Mississippi, at 99.73% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Story Bank dba Story Financial Partners sits 11.53 points higher, at 99.73% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $85.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $93.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.73% |
| Net loans and leases to deposits | 98.83% |
| Loans and leases to core deposits | 106.25% |
| Core deposits to total deposits | 93.07% |
| Brokered deposits to total deposits | 4.65% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 103.61% | 86.86% | $0 | $35.0M |
| Q4 2023 | 102.45% | 86.86% | $0 | $14.5M |
| Q1 2024 | 101.38% | 85.25% | $0 | $2.0M |
| Q2 2024 | 107.33% | 87.69% | $0 | $34.5M |
| Q3 2024 | 103.86% | 89.17% | $800K | $0 |
| Q4 2024 | 101.24% | 82.93% | $0 | $0 |
| Q1 2025 | 103.43% | 87.84% | $0 | $5.0M |
| Q2 2025 | 107.33% | 88.97% | $0 | $40.0M |
| Q3 2025 | 103.13% | 92.51% | $0 | $7.0M |
| Q4 2025 | 97.42% | 92.51% | $0 | $0 |
| Q1 2026 | 103.31% | 92.03% | $0 | $2.0M |
| Q2 2026 | 99.73% | 93.07% | $0 | $0 |
Story Bank dba Story Financial Partners liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Story Bank dba Story Financial Partners, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Story Bank dba Story Financial Partners profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57069) · FFIEC NIC profile (RSSD 2948058)