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Trustmark Bank

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Jackson, MS $10B to $100B in assets Est. December 19, 1889 FDIC #4988 RSSD #342634 Routing #065300279 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Trustmark Bank is an FDIC-insured commercial bank headquartered in Jackson, MS, established in 1889 (FDIC certificate 4988), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $19.19B, up 3.1% from Q2 2025, the 3rd largest of 57 banks headquartered in Mississippi. Its CET1 capital ratio was 12.43% at Q2 2026, above regulatory requirements.

Charter
Commercial bank
Regulator
Federal Reserve
Deposit insurance
FDIC
FDIC certificate
4988
Headquarters
Jackson, MS
Established
1889
Total assets, Q2 2026
$19.19B
Assets vs Q2 2025
+3.1%
CET1 ratio, Q2 2026
12.43%
Domestic offices
181 FDIC institution directory, current count
Routing number
065300279
Latest call report
Q2 2026, FFIEC 041 · Trustmark Bank call report
Holding company
TRUSTMARK CORPORATION
Asset rank in state
3rd of 57 in Mississippi
Assets
$19.19B
Deposits
$16.22B
Loans
$14.21B
Equity
$2.23B

Little in Trustmark Bank's latest call report stands out. Based in Jackson, Mississippi, it had $19.2 billion in assets at June 30, 2026, up 3.1% from a year earlier. On most measures it sits near the middle of the 127 banks with $10 billion to $100 billion in assets.

Net income for the quarter rose 15% from a year earlier, to $67 million. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.35% of loans from 0.58%. Costs are the weak spot: it spends about 62 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 53 cents).

As of June 30, 2026, Trustmark Bank reported a CET1 capital ratio of 12.43%, a return on assets of 1.40%, a nonperforming-loan ratio of 1.14% and a Texas ratio of 2.66%. The figures come from its call report filed with the FFIEC.

Of the 57 banks headquartered in Mississippi, Trustmark Bank is the 3rd largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.1% to $19.19B, loans rose 0.3% and deposits rose 2.2%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 23.8% of total loans, followed by commercial and industrial loans at 16.1%. Judged on its Q2 2026 call report, Trustmark Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
248 E Capitol St, Jackson, MS 39201
County
Hinds
Metro Area
Jackson, MS
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 041
Established
December 19, 1889
Former names
Trustmark National Bank (1985-2025); First National Bank of Jackson (1949-1985)
Domestic offices
181 FDIC institution directory, current count
Employees (FTE)
2,583
Domestic deposits
$16.22B
Allowance for credit losses
$148.2M
Net charge-offs (YTD)
$8.8M
Average total assets
$19.09B
Average total loans
$13.73B
Average interest-bearing deposits
$12.70B
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
January 1, 1934
FDIC Cert
4988
Fed RSSD
342634
SEC CIK
36146 → filed by TRUSTMARK CORPORATION
Parent Holding Company
TRUSTMARK CORPORATION (RSSD 1079562) · TRMK

Management

Senior officers at parent holding company, from SEC Form 3/4/5 disclosures

Name Role Title
Duane A Dewey CEO President & CEO
Joseph E Bond TREAS Treasurer

Profitability

Q2 annualized
Return on Assets1.40%YTD 1.33%
Return on Equity12.04%YTD 11.39%
Net Interest Margin3.89%YTD 3.85%

Balance Sheet

Total liabilities$16.96B
Cash & balances due$669.9M
Securities, available-for-sale$1.94B
Securities, held-to-maturity$1.13B
Goodwill & intangibles$334.6M

Income Statement

Net income Q2$67.0M
Net interest income YTD$333.3M
Total interest income YTD$469.4M
Total interest expense YTD$136.2M
Provision for credit losses YTD-$504K

Operating & Funding

Total noninterest income YTD$84.2M
Total noninterest expense YTD$263.2M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Trustmark Bank's total assets ran between $18.15B (Q4 2024) and $19.19B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$19.19B total assets against $18.61B; $16.96B total liabilities against $16.46B.

Loans and leases against deposits

$14.07B net loans and leases against $13.52B; $16.22B total deposits against $15.22B.

Securities and cash

$3.08B securities against $3.07B; $669.9M cash and balances due against $634.4M.

Interest income against interest expense

$237.4M total interest income against $237.4M; $68.2M total interest expense against $76.5M.

Net interest income

$169.2M net interest income against $160.9M.

Noninterest income against noninterest expense

$41.9M total noninterest income against $39.8M; $132.1M total noninterest expense against $124.3M.

Provision for credit losses

-$3.2M provision for credit losses against $4.7M.

Net income

$67.0M net income against $58.0M.

Return on assets and net interest margin

1.40% return on assets against 1.26%; 3.89% net interest margin against 3.82%.

CET1 and Tier 1 leverage ratios

12.43% CET1 capital ratio against 12.26%; 10.40% tier 1 leverage ratio against 10.29%.

Inside the full Trustmark Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 240% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 1.15% (Q3 2024) to 1.40% (Q2 2026) and its net interest margin ran from 3.69% (Q3 2024) to 3.91% (Q4 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 12.43% 1.40% 1.14% 2.66% 3.89%
Q1 2026 12.27% 1.26% 1.53% 4.94% 3.82%
Q4 2025 12.33% 1.31% 1.35% 4.44% 3.91%
Q3 2025 12.37% 1.27% 1.21% 4.56% 3.89%
Q2 2025 12.26% 1.26% 1.17% 4.46% 3.82%
Q1 2025 12.24% 1.22% 1.21% 4.90% 3.72%
Q4 2024 12.20% 1.28% 1.17% 4.55% 3.91%
Q3 2024 12.00% 1.15% 1.07% 4.23% 3.69%

Swipe the table sideways to see every column.

Branch Network

View all 176 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–25 of 176
Branch Location ZIP Deposits
Trustmark Bank (main office) Jackson , MS 39201 $2.70B
Hwy 463 Branch Madison , MS 39110 $1.12B
Brandon Main Branch Brandon , MS 39042 $312.0M
Bunker Hill Branch Houston , TX 77024 $304.0M
Panama City Main Branch Panama City , FL 32401 $278.7M
Vicksburg Main Branch Vicksburg , MS 39180 $273.2M
Mobile Branch Mobile , AL 36602 $221.7M
The Peoples Bank & Trust Company Branch Selma , AL 36701 $217.2M
Madison Branch Madison , MS 39110 $211.5M
Canton Branch Canton , MS 39046 $200.6M
Castlewood Branch Flowood , MS 39232 $196.2M
Brookhaven Main Branch Brookhaven , MS 39601 $193.2M
Hattiesburg Main Branch Hattiesburg , MS 39401 $191.9M
Colony Park Branch Ridgeland , MS 39157 $186.7M
Meridian Main Branch Meridian , MS 39301 $165.7M
Byram Branch Jackson , MS 39272 $164.5M
Highland Village Branch Jackson , MS 39211 $163.9M
Pinehaven Branch Clinton , MS 39056 $162.0M
Laurel Main Office Branch Laurel , MS 39440 $161.6M
Banktrust of BrewtonBranch Brewton , AL 36426 $160.4M
Mccomb Branch Mccomb , MS 39648 $157.1M
Hazlehurst Branch Hazlehurst , MS 39083 $154.6M
Magee Main Branch Magee , MS 39111 $151.5M
Richland Branch Richland , MS 39218 $147.2M
Lynn Haven Branch Lynn Haven , FL 32444 $140.5M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
April 8, 2017 Structure Change Acquired Reliance Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
April 7, 2017 Merger Participated in Absorption/Consolidation/Merger FDIC
January 1, 2014 Merger Participated in Absorption/Consolidation/Merger FDIC
January 1, 2014 Structure Change Acquired The Somerville Bank & Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
February 16, 2013 Structure Change Acquired BankTrust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
February 15, 2013 Merger Participated in Absorption/Consolidation/Merger FDIC
March 17, 2012 Merger Participated in Absorption/Consolidation/Merger FDIC
March 17, 2012 Structure Change Acquired Bay Bank & Trust Co. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
April 16, 2011 Structure Change Acquired Heritage Banking Group Failure, Government Assistance Provided for the acquired bank FFIEC NIC
April 15, 2011 Merger Participated in FDIC Assisted Merger FDIC
August 26, 2006 Structure Change Acquired Republic National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 25, 2006 Merger Participated in Absorption/Consolidation/Merger FDIC
January 24, 2004 Structure Change Acquired Plaza Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
January 23, 2004 Merger Participated in Absorption/Consolidation/Merger FDIC
August 23, 2003 Structure Change Acquired Southern Community Bank, Atlantic Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 22, 2003 Merger Participated in Absorption/Consolidation/Merger FDIC
December 15, 2001 Structure Change Acquired Nashoba Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
December 14, 2001 Merger Participated in Absorption/Consolidation/Merger FDIC
April 7, 2001 Structure Change Acquired Peoples Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
April 6, 2001 Merger Participated in Absorption/Consolidation/Merger FDIC
March 14, 1998 Merger Participated in Absorption/Consolidation/Merger FDIC
March 14, 1998 Structure Change Acquired Smith County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 20, 1997 Structure Change Acquired Perry County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 19, 1997 Merger Participated in Absorption/Consolidation/Merger FDIC
March 1, 1997 Structure Change Acquired National Bank of Commerce of Corinth Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
February 28, 1997 Merger Participated in Absorption/Consolidation/Merger FDIC
October 8, 1994 Structure Change Acquired First National Bank of Vicksburg Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 7, 1994 Merger Participated in Absorption/Consolidation/Merger FDIC
August 1, 1993 Structure Change Acquired UniSouth Banking Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
July 31, 1993 Merger Participated in Absorption/Consolidation/Merger FDIC
August 8, 1992 Structure Change Acquired Foxworth Bank Failure, Government Assistance Provided for the acquired bank FFIEC NIC
August 7, 1992 Merger Participated in Absorption/Consolidation/Merger FDIC
July 13, 1991 Structure Change Acquired First Jackson Federal Savings Bank Failure, Government Assistance Provided for the acquired bank FFIEC NIC
July 12, 1991 Merger Participated in Absorption/Consolidation/Merger FDIC
June 16, 1990 Structure Change Acquired Unifirst Bank for Savings, a Federal Savings and Loan Failure, Government Assistance Provided for the acquired bank FFIEC NIC
June 15, 1990 Merger Participated in Absorption/Consolidation/Merger FDIC
December 31, 1987 Merger Participated in Absorption/Consolidation/Merger FDIC
December 31, 1987 Structure Change Acquired The Commercial National Bank and Trust Company of Laurel Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 8, 1987 Merger Participated in Absorption/Consolidation/Merger FDIC
September 8, 1987 Structure Change Acquired Rankin County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 1, 1987 Merger Participated in Absorption/Consolidation/Merger FDIC
September 1, 1987 Structure Change Acquired The Hernando Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 1, 1985 Structure Change Acquired Brookhaven Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 1, 1985 Merger Participated in Absorption/Consolidation/Merger FDIC
September 30, 1984 Structure Change Acquired Merchants and Planters Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 29, 1984 Merger Participated in Absorption/Consolidation/Merger FDIC
December 15, 1983 Structure Change Acquired Canton Exchange Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
December 15, 1983 Merger Participated in Absorption/Consolidation/Merger FDIC
June 1, 1978 Structure Change Acquired Citizens Bank of Hattiesburg Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 49 events, scroll the table for the full history.

Regulatory record

Facts as filed or published, not a rating.

Enforcement actions
3 against the institution (OCC); 8 against individuals associated with it
  • October 20, 2021, OCC: Civil Money Penalty (CMP): Trustmark National Bank
  • April 2, 2012, OCC: Civil Money Penalty (CMP): Trustmark National Bank
  • August 20, 1991, OCC: Formal Agreement: Trustmark National Bank
Period: Most recent institution action October 20, 2021. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
12.9% of deposits in MS, rank 1 of 80 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
11,327 applications, 8,002 loans originated, $1.73B originated, across 24 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
25 loans, $9.9M approved, $395K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
93 complaints in the last 4 full quarters. Raw counts, not adjusted for size
Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
Not on file
CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Frequently asked about Trustmark Bank

What are Trustmark Bank's total assets?

As of the Q2 2026 filing, Trustmark Bank reported total assets of $19.19 billion in its FFIEC call report.

Where is Trustmark Bank headquartered?

It is headquartered in Jackson, MS, United States.

When was Trustmark Bank founded?

It was established in 1889, per the FDIC institution directory.

Is Trustmark Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4988). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Trustmark Bank?

Trustmark Bank's primary federal regulator is the Federal Reserve.

What is Trustmark Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 12.43% in its Q2 2026 call report, above regulatory requirements.

How many branches does Trustmark Bank operate?

It operates 181 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Trustmark Bank's Texas Ratio?

Its Texas Ratio is 2.66% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

What was Trustmark Bank previously called?

The charter now named Trustmark Bank has also operated as Trustmark National Bank (1985-2025), First National Bank of Jackson (1949-1985), per FDIC structure-change records.

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