Trustmark Bank: Vital Signs
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Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
Trustmark Bank reported all 23 line items on this page on its Q3 2026 filing. CET1 capital ratio was 12.53% in Q3 2026, up 0.16 percentage points from 12.37% in Q3 2025. Across the 12 quarters shown it ranged from 10.58% (Q4 2023) to 12.53% (Q3 2026).
What the vital signs page covers and where each line comes from.
The standout move of Q3 2026 was in Efficiency ratio: 13.16 percentage points lower than in Q2 2026, at 48.69%. Within Mississippi, Trustmark Bank is 24th of 57 on return on assets, 1.28% as of Q3 2026. The median for banks in the $10B-100B asset tier is 1.25% on return on assets; Trustmark Bank reported 1.28% for Q3 2026, nearly level with it.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | 12.53% |
| Tier 1 risk-based capital ratio | 12.53% |
| Total risk-based capital ratio | 13.66% |
| Tier 1 leverage ratio | 10.53% |
| Equity capital to assets | 11.41% |
| Tangible equity to tangible assets | 9.83% |
Source: Call Report Schedules RC, RC-N, RC-R and RI; CET1 capital ratio: Call Report Schedule RC-R, Part I (RCOAP793); Tier 1 risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7206); Total risk-based capital ratio: Call Report Schedule RC-R, Part I (RCOA7205); Tier 1 leverage ratio: Call Report Schedule RC-R, Part I (RCOA7204). Open the filed call report for Q3 2026 on the FFIEC CDR.
Asset quality
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to loans | 1.15% |
| Nonperforming assets ratio | 0.86% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 2.89% |
| Allowance for credit losses to loans | 1.05% |
| Reserve coverage of nonperforming loans | 91.36% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.28% |
| Return on equity | 11.12% |
| Net interest margin | 3.94% |
| Efficiency ratio | 48.69% |
| Yield on earning assets | 5.52% |
| Cost of funds | 1.68% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 87.09% |
| Core deposits to total deposits | 92.01% |
| Brokered deposits to total deposits | 1.30% |
| Deposits to assets | 84.83% |
| Securities to assets | 15.54% |
Source: Call Report Schedules RC, RC-N, RC-R and RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q4 2023 | 10.58% | 10.58% | 11.61% | 8.75% | 0.82% |
| Q1 2024 | 10.62% | 10.62% | 11.73% | 8.87% | 0.93% |
| Q2 2024 | 11.62% | 11.62% | 12.79% | 9.55% | 1.62% |
| Q3 2024 | 12.00% | 12.00% | 13.19% | 9.90% | 1.15% |
| Q4 2024 | 12.20% | 12.20% | 13.41% | 10.21% | 1.28% |
| Q1 2025 | 12.24% | 12.24% | 13.49% | 10.29% | 1.22% |
| Q2 2025 | 12.26% | 12.26% | 13.51% | 10.29% | 1.26% |
| Q3 2025 | 12.37% | 12.37% | 13.62% | 10.35% | 1.27% |
| Q4 2025 | 12.33% | 12.33% | 13.52% | 10.37% | 1.31% |
| Q1 2026 | 12.27% | 12.27% | 13.46% | 10.35% | 1.26% |
| Q2 2026 | 12.43% | 12.43% | 13.55% | 10.40% | 1.40% |
| Q3 2026 | 12.53% | 12.53% | 13.66% | 10.53% | 1.28% |
Trustmark Bank vital signs, quarter by quarter
Vital Signs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, Q3 2026. How these pages are built. See the full Trustmark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4988) · FFIEC NIC profile (RSSD 342634)