Trustmark Bank: Loan Portfolio
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Data as of · Call Report Schedule RC-C How we update
Trustmark Bank reported all 18 line items on this page on its Q3 2026 filing. Total loans and leases was $14.11B in Q3 2026, up 2.5% from $13.78B in Q3 2025. That is 73.9% of its total assets. Across the 12 quarters shown it ranged from $13.14B (Q4 2023) to $14.21B (Q2 2026).
What the loan portfolio page covers and where each line comes from.
The standout move of Q3 2026 was in CRE concentration (Tier 1 capital + allowance): 4.30 percentage points lower than in Q2 2026, at 236.03%. Trustmark Bank ranks 11th of 57 Mississippi banks on loan-to-deposit ratio, in the upper half at 87.09% (Q3 2026). At 87.09%, Trustmark Bank's loan-to-deposit ratio is close to the 85.97% median for banks in the $10B-100B asset tier (Q3 2026).
Loan totals
| Line item | Q3 2026 |
|---|---|
| Total loans and leases | $14.11B |
| Net loans and leases | $13.97B |
| Loans held for sale | $245.6M |
| Loans to total assets | 73.88% |
| Loan-to-deposit ratio | 87.09% |
| Net loans to equity capital | 6.41× |
Source: Call Report Schedule RC-C; Total loans and leases: Call Report Schedule RC-C, Part I, item 12 (RCON2122). Open the filed call report for Q3 2026 on the FFIEC CDR.
Portfolio mix (share of total loans)
| Line item | Q3 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 22.62% |
| Multifamily (5+ residential) | 13.18% |
| Commercial and industrial | 15.68% |
| Consumer | 1.14% |
| Credit cards | 0.20% |
| Farm | 0.53% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 7.11% |
Source: Call Report Schedule RC-C. Open the filed call report for Q3 2026 on the FFIEC CDR.
Concentration measures
| Line item | Q3 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 236.03% |
| Construction concentration (Tier 1 capital + allowance) | 60.02% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Source: Call Report Schedule RC-C. Open the filed call report for Q3 2026 on the FFIEC CDR.
Loan earnings
| Line item | Q3 2026 |
|---|---|
| Yield on loans | 5.99% |
| Interest income on loans | $202.4M |
Source: Call Report Schedule RC-C. Open the filed call report for Q3 2026 on the FFIEC CDR.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q4 2023 | $13.14B | $15.65B | 26.57% | 14.64% | 1.23% |
| Q1 2024 | $13.23B | $15.42B | 26.78% | 14.53% | 1.18% |
| Q2 2024 | $13.34B | $15.54B | 26.97% | 14.10% | 1.15% |
| Q3 2024 | $13.32B | $15.32B | 26.90% | 13.27% | 1.12% |
| Q4 2024 | $13.29B | $15.19B | 26.59% | 13.85% | 1.14% |
| Q1 2025 | $13.43B | $15.18B | 26.31% | 13.15% | 1.15% |
| Q2 2025 | $13.68B | $15.22B | 25.42% | 13.39% | 1.09% |
| Q3 2025 | $13.78B | $15.74B | 23.95% | 13.82% | 1.10% |
| Q4 2025 | $13.95B | $15.64B | 23.68% | 14.33% | 1.14% |
| Q1 2026 | $14.17B | $15.86B | 23.21% | 15.29% | 1.09% |
| Q2 2026 | $14.21B | $16.22B | 22.51% | 16.14% | 1.10% |
| Q3 2026 | $14.11B | $16.21B | 22.62% | 15.68% | 1.14% |
Trustmark Bank loan portfolio, quarter by quarter
Loan Portfolio since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC-C, Q3 2026. How these pages are built. See the full Trustmark Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4988) · FFIEC NIC profile (RSSD 342634)