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BanksAmerican Bank and Trust Company

American Bank and Trust Company

TULSA, OKSmallEst. Nov 5, 1971FDIC #20537RSSD #452159FDIC
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American Bank and Trust Company is an FDIC-insured commercial bank, in the Tulsa metropolitan region. American Bank and Trust Company's Q1 2026 balance sheet shows $320M in assets funded primarily by $265M in customer deposits. Profitability is strong — 1.55% ROA, paired with 10.49% ROE and a 3.96% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 15.08% exceeds the 9% CBLR threshold. Asset quality merits closer attention with NPLs at 2.96%. 2 branches make up the footprint.

Headquarters Profile

Address
6060 S American Plaza St E, TULSA, OK 74135
County
Tulsa
Metro Area
TULSA, OK
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
November 5, 1971
Branches
2 domestic
Employees (FTE)
39
FDIC Cert
20537
Fed RSSD
452159
Assets
$320M
Deposits
$265M
Loans
$202M
Equity
$50M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.55%2.96%17.36%3.96%
2025-12-311.48%3.01%17.68%3.95%
2025-09-30-1.10%0.48%8.15%4.20%
2025-06-301.84%0.00%0.00%4.59%
2025-03-311.91%0.00%0.00%4.40%
2024-12-312.06%0.00%0.13%4.81%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about American Bank and Trust Company

What are American Bank and Trust Company's total assets?

As of the Q1 2026 filing, American Bank and Trust Company reported total assets of $319.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is American Bank and Trust Company headquartered?

American Bank and Trust Company is headquartered in TULSA, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was American Bank and Trust Company founded?

American Bank and Trust Company was established in 1971, per the FDIC institution directory.

Is American Bank and Trust Company FDIC-insured?

Yes. American Bank and Trust Company is an FDIC-insured commercial bank (FDIC Certificate #20537). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates American Bank and Trust Company?

American Bank and Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does American Bank and Trust Company operate?

American Bank and Trust Company operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is American Bank and Trust Company's Texas Ratio?

American Bank and Trust Company's Texas Ratio is 17.36% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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