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BanksFirst State Bank of Burnet

First State Bank of Burnet

BURNET, TXSmallEst. Oct 24, 1908FDIC #11557RSSD #303653FDIC
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First State Bank of Burnet is an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $331M in total assets and $295M in deposits. The bank posts a strong 1.47% ROA and 13.81% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.47% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.01%. It operates 4 branches, primarily in Texas.

Headquarters Profile

Address
136 E Washington St, BURNET, TX 78611
County
Burnet
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
October 24, 1908
Branches
4 domestic
Employees (FTE)
41
FDIC Cert
11557
Fed RSSD
303653
Assets
$331M
Deposits
$295M
Loans
$186M
Equity
$35M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.47%0.01%0.05%3.75%
2025-12-311.63%0.01%0.06%3.67%
2025-09-301.44%0.03%0.12%3.65%
2025-06-301.50%0.03%0.20%3.42%
2025-03-311.10%0.02%0.10%3.30%
2024-12-311.19%0.29%1.39%3.21%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about First State Bank of Burnet

What are First State Bank of Burnet's total assets?

As of the Q1 2026 filing, First State Bank of Burnet reported total assets of $331.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First State Bank of Burnet headquartered?

First State Bank of Burnet is headquartered in BURNET, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was First State Bank of Burnet founded?

First State Bank of Burnet was established in 1908, per the FDIC institution directory.

Is First State Bank of Burnet FDIC-insured?

Yes. First State Bank of Burnet is an FDIC-insured commercial bank (FDIC Certificate #11557). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First State Bank of Burnet?

First State Bank of Burnet's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does First State Bank of Burnet operate?

First State Bank of Burnet operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is First State Bank of Burnet's Texas Ratio?

First State Bank of Burnet's Texas Ratio is 0.05% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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