State Bank of Newburg
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Data as of · sourced from FFIEC call reports. How we update
State Bank of Newburg is an FDIC-insured commercial bank headquartered in Newburg, WI, established in 1911 (FDIC certificate 9529), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $328.1M, up 8.1% from Q2 2025, the 92nd largest of 153 banks headquartered in Wisconsin. It reports no CET1 ratio; its Tier 1 leverage ratio was 17.27% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 9529
- Headquarters
- Newburg, WI
- Established
- 1911
- Total assets, Q2 2026
- $328.1M
- Assets vs Q2 2025
- +8.1%
- Tier 1 leverage ratio, Q2 2026
- 17.27%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 075907552
- Latest call report
- Q2 2026, FFIEC 051 · State Bank of Newburg call report
- Holding company
- SBN COMMUNITY BANCORP, INC.
- Asset rank in state
- 92nd of 153 in Wisconsin
State Bank of Newburg is one of the more profitable banks of its size. It reported $328 million in assets at June 30, 2026, up 8.1% from a year earlier. It earns about $2.25 a year on every $100 of assets, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Net income for the quarter rose 23% from a year earlier, to $1.8 million. Funding is the softer spot: it pays an average of 2.70% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, State Bank of Newburg reported a return on assets of 2.25%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, State Bank of Newburg is the 92nd largest of the 153 banks headquartered in Wisconsin. Between Q1 2026 and Q2 2026, its total assets fell 0.9% to $328.1M, loans rose 3.2% and deposits rose 0.1%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 36.1% of total loans, followed by 1-4 family residential loans at 30.8%. Its 2 offices in the FDIC Summary of Deposits are in Newburg, WI and West Bend, WI; its Newburg office books 90% of its branch deposits. On its Q2 2026 call report, State Bank of Newburg meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 300 Congress Dr Hwy 33, Newburg, WI 53060
- County
- Washington
- Metro Area
- Milwaukee-Waukesha, WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1911
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 30
- Domestic deposits
- $260.1M
- Allowance for credit losses
- $2.4M
- Net charge-offs (YTD)
- $0
- Average total assets
- $327.0M
- Average total loans
- $280.0M
- Average interest-bearing deposits
- $228.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 9529
- Fed RSSD
- 228345
- Website
- www.newburg.bank →
- Parent Holding Company
- SBN COMMUNITY BANCORP, INC. (RSSD 3089314)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, State Bank of Newburg reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, State Bank of Newburg's total assets ranged from $260.6M (Q3 2023) to $331.8M (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$328.1M total assets against $303.4M; $271.6M total liabilities against $252.3M.
$281.4M net loans and leases against $258.3M; $260.1M total deposits against $237.9M.
$18.3M securities against $20.4M; $10.4M cash and balances due against $6.0M.
$5.2M total interest income against $4.6M; $1.8M total interest expense against $1.7M.
$3.4M net interest income against $2.9M.
$207K total noninterest income against $157K; $1.4M total noninterest expense against $1.2M.
-$93K provision for credit losses against $0.
$1.8M net income against $1.5M.
2.25% return on assets against 1.96%; 4.37% net interest margin against 4.11%.
17.27% tier 1 leverage ratio against 16.88%.
Inside the full State Bank of Newburg terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
State Bank of Newburg rankings
Its closest position to the top of a national ranking is 166 of 3,606, for efficiency ratio; its furthest is 3,456 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.33% (Q3 2024) to 2.25% (Q2 2026) and its net interest margin ran from 3.56% (Q3 2024) to 4.37% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.27% | 2.25% | 0.00% | 0.00% | 4.37% |
| Q1 2026 | 16.62% | 2.07% | 0.00% | 0.00% | 4.16% |
| Q4 2025 | 16.19% | 2.11% | 0.00% | 0.00% | 4.27% |
| Q3 2025 | 16.58% | 2.09% | 0.22% | 1.12% | 4.18% |
| Q2 2025 | 16.88% | 1.96% | 0.05% | 0.27% | 4.11% |
| Q1 2025 | 16.63% | 1.63% | 0.22% | 1.04% | 3.82% |
| Q4 2024 | 16.65% | 1.76% | 0.13% | 0.65% | 3.78% |
| Q3 2024 | 17.14% | 1.33% | 0.10% | 0.48% | 3.56% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| State Bank of Newburg (main office) | Newburg , WI | 53060 | $234.8M |
| West Bend Branch | West Bend , WI | 53090 | $25.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in WI, rank 107 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 102 applications, 86 loans originated, $31.9M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $1.4M approved, $675K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2019 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about State Bank of Newburg
What are State Bank of Newburg's total assets?
As of the Q2 2026 filing, State Bank of Newburg reported total assets of $328.1 million in its FFIEC call report.
Where is State Bank of Newburg headquartered?
It is headquartered in Newburg, WI, United States.
When was State Bank of Newburg founded?
It was established in 1911, per the FDIC institution directory.
Is State Bank of Newburg FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #9529). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Bank of Newburg?
State Bank of Newburg's primary federal regulator is the FDIC.
How many branches does State Bank of Newburg operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is State Bank of Newburg's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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