State Bank of Newburg: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 48.9% lower than in Q1 2026, at $10.4M. State Bank of Newburg ranks 17th of 153 Wisconsin banks on loan-to-deposit ratio, in the upper half at 109.08% (Q2 2026). State Bank of Newburg reported 109.08% on loan-to-deposit ratio for Q2 2026, 28.24 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $28.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $9.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.74% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.08% |
| Net loans and leases to deposits | 108.17% |
| Loans and leases to core deposits | 126.46% |
| Core deposits to total deposits | 80.59% |
| Brokered deposits to total deposits | 6.05% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 104.11% | 87.56% | $0 | $15.0M |
| Q4 2023 | 106.46% | 87.91% | $0 | $15.0M |
| Q1 2024 | 108.58% | 87.32% | $0 | $15.0M |
| Q2 2024 | 109.18% | 84.84% | $0 | $16.0M |
| Q3 2024 | 107.31% | 82.74% | $0 | $16.0M |
| Q4 2024 | 105.18% | 83.39% | $0 | $16.0M |
| Q1 2025 | 104.72% | 81.40% | $0 | $16.0M |
| Q2 2025 | 109.54% | 81.65% | $0 | $12.0M |
| Q3 2025 | 106.73% | 80.92% | $0 | $15.0M |
| Q4 2025 | 105.71% | 81.50% | $0 | $14.0M |
| Q1 2026 | 105.83% | 81.31% | $0 | $14.0M |
| Q2 2026 | 109.08% | 80.59% | $0 | $9.0M |
State Bank of Newburg liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Newburg, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Newburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9529) · FFIEC NIC profile (RSSD 228345)