State Bank of Newburg: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 3.24 percentage points higher than in Q1 2026, at 109.08%. Among 153 Wisconsin banks, State Bank of Newburg sits 13th from the top on return on assets, 2.25% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, State Bank of Newburg reported 2.25% on return on assets in Q2 2026, 0.99 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.27% |
| Equity capital to assets | 17.21% |
| Tangible equity to tangible assets | 17.21% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.83% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.25% |
| Return on equity | 13.23% |
| Net interest margin | 4.37% |
| Efficiency ratio | 38.78% |
| Yield on earning assets | 6.72% |
| Cost of funds | 2.70% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.08% |
| Core deposits to total deposits | 80.59% |
| Brokered deposits to total deposits | 6.05% |
| Deposits to assets | 79.28% |
| Securities to assets | 5.57% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 17.44% | 0.99% | 2.98% | 0.06% | 0.00% |
| Q4 2023 | 17.12% | 1.49% | 3.30% | 0.00% | 0.01% |
| Q1 2024 | 17.23% | 1.63% | 3.23% | 0.00% | 0.00% |
| Q2 2024 | 17.50% | 1.68% | 3.42% | 0.00% | 0.00% |
| Q3 2024 | 17.14% | 1.33% | 3.56% | 0.10% | 0.00% |
| Q4 2024 | 16.65% | 1.76% | 3.78% | 0.13% | 0.00% |
| Q1 2025 | 16.63% | 1.63% | 3.82% | 0.22% | 0.00% |
| Q2 2025 | 16.88% | 1.96% | 4.11% | 0.05% | 0.00% |
| Q3 2025 | 16.58% | 2.09% | 4.18% | 0.22% | 0.02% |
| Q4 2025 | 16.19% | 2.11% | 4.27% | 0.00% | 0.00% |
| Q1 2026 | 16.62% | 2.07% | 4.16% | 0.00% | 0.00% |
| Q2 2026 | 17.27% | 2.25% | 4.37% | 0.00% | 0.00% |
State Bank of Newburg vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Newburg, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Newburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9529) · FFIEC NIC profile (RSSD 228345)