State Bank of Newburg: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks State Bank of Newburg of Newburg, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.25% | 1.34% | +0.91% | 91st top |
| ROAE Behind the peer average, ahead of the median peer. | 13.23% | 13.32% | -0.09% | 55th above |
| Net Interest Margin | 4.37% | 3.93% | +0.44% | 74th above |
| Efficiency Ratio | 38.78% | 61.14% | -22.36% | 96th top |
| PPNR / Avg Assets | 2.68% | 1.68% | +1.00% | 92nd top |
| Yield on Earning Assets | 6.72% | 5.67% | +1.05% | 92nd top |
| Cost of Funds | 2.70% | 1.88% | +0.82% | 11th bottom |
| Net Interest Spread | 3.69% | 3.32% | +0.37% | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.83% | 1.28% | -0.45% | 12th bottom |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 17.27% | 12.14% | +5.13% | 93rd top |
| Equity / Assets | 17.21% | 11.36% | +5.85% | 93rd top |
| TCE / Tangible Assets | 17.21% | 11.08% | +6.13% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.08% | 80.65% | +28.43% | 4th bottom |
| Core Deposit Ratio | 80.59% | 86.85% | -6.26% | 18th bottom |
| Wholesale Funding Ratio | 2.74% | 5.04% | -2.30% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.12% | 6.84% | +1.28% | 76th top |
| Loan Growth (Y/Y) | 8.89% | 7.92% | +0.97% | 69th above |
| Deposit Growth (Y/Y) | 9.35% | 6.29% | +3.06% | 80th top |
See State Bank of Newburg's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock State Bank of Newburg, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full State Bank of Newburg profile, how to read a UBPR, or how this data updates.