Skip to main content
BanksClare Bank, N.A.

Clare Bank, N.A.

PLATTEVILLE, WISmallEst. Oct 28, 1905FDIC #1022RSSD #988144OCC
Latest ·

Clare Bank, N.A. is the primary bank subsidiary of its parent holding company, headquartered in Platteville, WI. On its most recent Q1 2026 call report, Clare Bank reported $343M in total assets against $287M in deposits. Earnings are mid-range — 0.93% ROA and a 2.32% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.29% exceeds the 9% CBLR threshold. Asset quality is solid — 0.70% nonperforming loans and a 3.90% Texas Ratio. 8 branches make up the footprint.

Headquarters Profile

Address
345 W Pine St, PLATTEVILLE, WI 53818
County
Grant
Metro Area
PLATTEVILLE, WI
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
9
Established
October 28, 1905
Branches
8 domestic
Employees (FTE)
39
FDIC Cert
1022
Fed RSSD
988144
Website
www.clarebank.com →
Parent Holding Company
MONTFORT BANCORPORATION, INC. (RSSD 1205325)
Assets
$343M
Deposits
$287M
Loans
$173M
Equity
$30M

Profitability

Return on Assets0.93%
Return on Equity11.01%
Net Interest Margin2.32%
Yield on Earning Assets3.94%
Cost of Funds1.82%

Asset Quality

Non-Performing Loan Ratio0.70%
Net Charge-Off Ratio0.00%
Texas Ratio3.90%
Non-Performing Asset Ratio0.35%
ACL / Loans0.47%

Capital & Liquidity

CET1 Capital Ratio—
Tier 1 Capital Ratio—
Total Capital Ratio—
Tier 1 Leverage Ratio11.29%
Loan-to-Deposit Ratio60.32%

Inside the full Clare Bank, N.A. terminal

8 tabs · 24-year trend charts · peer percentiles · Excel export

Unlock Clare Bank, N.A. — free

This is just Clare Bank, N.A.'s summary.

See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
View Clare Bank, N.A.'s full dashboard

Free account · no credit card required

Clare Bank, N.A. rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Largest US Banks by Assets
#2,422of 4,552
342755.00 · 47th pct
US Banks with Highest Return on Assets (ROA)
#2,590of 3,912
0.93% · 34th pct
US Banks with Highest Texas Ratio
#1,989of 3,908
3.90% · 49th pct
Most Efficient US Banks (Lowest Efficiency Ratio)
#1,236of 3,911
55.63% · 68th pct

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-31—0.93%0.70%3.90%2.32%
2025-12-3124.47%0.86%0.71%4.02%2.34%
2025-09-30—0.80%0.53%3.35%2.17%
2025-06-3026.31%0.72%0.37%2.99%2.04%
2025-03-31—0.51%0.40%3.70%1.88%
2024-12-3126.03%0.32%0.63%4.40%1.72%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

…
BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  3. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  4. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Similar banks

Compare Clare Bank, N.A. with peers

Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.

Clare Bank, N.A. vs Great Southern Bank
MERIDIAN, MS · $343M assets
Clare Bank, N.A. vs Goppert State Service Bank
GARNETT, KS · $343M assets
Clare Bank, N.A. vs Stifel Trust Company Delaware…
GREENVILLE, DE · $343M assets
Clare Bank, N.A. vs Farmers and Merchants Bank of…
SAINT CLAIR, MO · $343M assets
Clare Bank, N.A. vs Citizens First Bank
VIROQUA, WI · $344M assets
Clare Bank, N.A. vs Bank of Alma
ALMA, WI · $339M assets

Browse all bank comparisons →

Frequently asked about Clare Bank, N.A.

What are Clare Bank, N.A.'s total assets?

As of the Q1 2026 filing, Clare Bank, N.A. reported total assets of $342.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Clare Bank, N.A. headquartered?

Clare Bank, N.A. is headquartered in PLATTEVILLE, WI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Clare Bank, N.A. founded?

Clare Bank, N.A. was established in 1905, per the FDIC institution directory.

Is Clare Bank, N.A. FDIC-insured?

Yes. Clare Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #1022). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Clare Bank, N.A.?

Clare Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Clare Bank, N.A. operate?

Clare Bank, N.A. operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Clare Bank, N.A.'s Texas Ratio?

Clare Bank, N.A.'s Texas Ratio is 3.90% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

Go deeper on Clare Bank, N.A..

Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Start free

Free account · no credit card required