Clare Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Clare Bank, N.A. of Platteville, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.08% | 1.34% | -0.26% | 38th below |
| ROAE | 12.15% | 13.31% | -1.16% | 49th below |
| Net Interest Margin | 2.49% | 3.93% | -1.44% | 3rd bottom |
| Efficiency Ratio | 54.63% | 61.14% | -6.51% | 70th above |
| PPNR / Avg Assets | 1.10% | 1.68% | -0.58% | 25th below |
| Yield on Earning Assets | 4.05% | 5.67% | -1.62% | 3rd bottom |
| Cost of Funds | 1.75% | 1.88% | -0.13% | 53rd above |
| Net Interest Spread | 1.93% | 3.32% | -1.39% | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.80% | 0.94% | -0.14% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.43% | 0.70% | -0.27% | 42nd below |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 92nd top |
| ACL / Total Loans | 0.49% | 1.28% | -0.79% | 2nd bottom |
| ACL / NPLs (Coverage) | 60.55% | 1539.19% | -1478.64% | 15th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.87% | 7.33% | -2.46% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.17% | 19.50% | +4.67% | 87th top |
| Tier 1 Ratio | 24.17% | 19.53% | +4.64% | 87th top |
| Total Capital Ratio | 24.71% | 20.62% | +4.09% | 86th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.64% | 12.14% | -0.50% | 60th above |
| Equity / Assets | 9.36% | 11.37% | -2.01% | 33rd below |
| TCE / Tangible Assets | 9.31% | 11.09% | -1.78% | 36th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.18% | 80.64% | -16.46% | 78th top |
| Core Deposit Ratio | 97.43% | 86.86% | +10.57% | 94th top |
| Wholesale Funding Ratio | 7.34% | 5.03% | +2.31% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.58% | 6.85% | -3.27% | 43rd below |
| Loan Growth (Y/Y) | 10.72% | 7.90% | +2.82% | 76th top |
| Deposit Growth (Y/Y) | 2.51% | 6.29% | -3.78% | 39th below |
See Clare Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Clare Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Clare Bank, N.A. profile, how to read a UBPR, or how this data updates.