Bank of England
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Data as of · sourced from FFIEC call reports. How we update
Bank of England is an FDIC-insured commercial bank headquartered in England, AR, established in 1898 (FDIC certificate 13303), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $332.3M, down 1.1% from Q2 2025, the 47th largest of 78 banks headquartered in Arkansas. Its CET1 capital ratio was 24.59% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 13303
- Headquarters
- England, AR
- Established
- 1898
- Total assets, Q2 2026
- $332.3M
- Assets vs Q2 2025
- -1.1%
- CET1 ratio, Q2 2026
- 24.59%
- Domestic offices
- 151 FDIC institution directory, current count
- Routing number
- 082902139
- Latest call report
- Q2 2026, FFIEC 041 · Bank of England call report
- Holding company
- CANADA BANCSHARES, INC
- Asset rank in state
- 47th of 78 in Arkansas
Problem loans are rising at Bank of England. It reported $332 million in assets at June 30, 2026, down 1.1% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 4.26% of loans from 3.30% a year earlier. It earns about $0.29 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 92 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
The balance sheet shrank over the year: over the year loans fell 5.8% and deposits fell 0.3%. The non-owner-occupied commercial real estate book ($21 million) is worsening: 2.94% of it is past due or on nonaccrual, up from 1.84% a year earlier.
As of June 30, 2026, Bank of England reported a CET1 capital ratio of 24.59%, a return on assets of 0.29%, a nonperforming-loan ratio of 4.26% and a Texas ratio of 6.16%. The figures come from its call report filed with the FFIEC.
Bank of England ranks as the 47th largest of the 78 banks based in Arkansas, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.0% to $332.3M, loans rose 6.3% and deposits rose 1.4%. 1-4 family residential loans made up 34.1% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 21.2%. Its 6 offices in the FDIC Summary of Deposits are in 5 cities in AR; its England 2 offices book 55% of its branch deposits. On its Q2 2026 call report, Bank of England meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 123 S Main St, England, AR 72046
- County
- Lonoke
- Metro Area
- Little Rock-North Little Rock-Conway, AR
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- August 8, 1898
- Domestic offices
- 151 FDIC institution directory, current count
- Employees (FTE)
- 97
- Domestic deposits
- $254.1M
- Allowance for credit losses
- $3.1M
- Net charge-offs (YTD)
- -$3K
- Average total assets
- $332.5M
- Average total loans
- $94.8M
- Average interest-bearing deposits
- $165.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 13303
- Fed RSSD
- 244149
- Website
- www.bankofengland-ar.com →
- Parent Holding Company
- CANADA BANCSHARES, INC (RSSD 5081385)
- Ultimate Parent
- MHBC INVESTMENTS LIMITED PARTNERSHIP I LLLP (RSSD 2795083)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bank of England's total assets moved between a low of $328.6M (Q4 2025) and a high of $433.3M (Q3 2023) from Q3 2023 to Q2 2026, and it earned a profit in 6 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$332.3M total assets against $335.9M; $267.3M total liabilities against $271.3M.
$95.4M net loans and leases against $101.1M; $254.1M total deposits against $254.9M.
$166.8M securities against $143.7M; $35.2M cash and balances due against $51.4M.
$3.5M total interest income against $3.8M; $778K total interest expense against $1.0M.
$2.7M net interest income against $2.7M.
$2.3M total noninterest income against $2.9M; $4.7M total noninterest expense against $6.6M.
$75K provision for credit losses against -$88K.
$245K net income against -$631K.
0.29% return on assets against -0.74%; 3.71% net interest margin against 3.67%.
24.59% CET1 capital ratio against 22.87%; 19.91% tier 1 leverage ratio against 19.08%.
Inside the full Bank of England terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Bank of England rankings
Its closest position to the top of a national ranking is 167 of 2,134, for CET1 ratio; its furthest is 3,494 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -1.32% (Q3 2024) to 1.67% (Q4 2024) and its net interest margin ran from 3.30% (Q1 2025) to 3.78% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 24.59% | 0.29% | 4.26% | 6.16% | 3.71% |
| Q1 2026 | 24.55% | 0.41% | 3.79% | 5.41% | 3.54% |
| Q4 2025 | 23.93% | 0.18% | 3.52% | 5.35% | 3.52% |
| Q3 2025 | 23.18% | 0.64% | 3.30% | 5.18% | 3.78% |
| Q2 2025 | 22.87% | -0.74% | 3.30% | 5.08% | 3.67% |
| Q1 2025 | 23.17% | -1.01% | 3.39% | 5.47% | 3.30% |
| Q4 2024 | 21.96% | 1.67% | 3.14% | 5.14% | 3.64% |
| Q3 2024 | 15.80% | -1.32% | 1.86% | 4.38% | 3.63% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of England (main office) | England , AR | 72046 | $130.8M |
| Lonoke Banking Center Branch | Lonoke , AR | 72086 | $65.0M |
| Carlisle Branch | Carlisle , AR | 72024 | $21.6M |
| Scott Banking Center Branch | North Little Rock , AR | 72117 | $18.2M |
| Riverdale Branch | Little Rock , AR | 72202 | $9.4M |
| East Branch | England , AR | 72046 | $8.9M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| August 21, 2006 | Structure Change | Acquired Bank of England Mortgage Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in AR, rank 65 of 108 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 817 applications, 529 loans originated, $151.6M originated, across 34 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $600K approved, $600K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2010 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of England
What are Bank of England's total assets?
As of the Q2 2026 filing, Bank of England reported total assets of $332.3 million in its FFIEC call report.
Where is Bank of England headquartered?
It is headquartered in England, AR, United States.
When was Bank of England founded?
It was established in 1898, per the FDIC institution directory.
Is Bank of England FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of England?
Bank of England's primary federal regulator is the FDIC.
What is Bank of England's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 24.59% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of England operate?
It operates 151 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of England's Texas Ratio?
Its Texas Ratio is 6.16% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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