Bank of England: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of England of England, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.29% | 1.35% | -1.06% | 8th bottom |
| ROAE | 1.51% | 12.06% | -10.55% | 6th bottom |
| Net Interest Margin | 3.71% | 3.90% | -0.19% | 37th below |
| Efficiency Ratio | 91.53% | 63.14% | +28.39% | 5th bottom |
| PPNR / Avg Assets | 0.46% | 1.64% | -1.18% | 7th bottom |
| Yield on Earning Assets | 4.76% | 5.65% | -0.89% | 15th bottom |
| Cost of Funds | 1.17% | 1.85% | -0.68% | 86th top |
| Net Interest Spread | 2.95% | 3.35% | -0.40% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.09% | 0.92% | +5.17% | 2nd bottom |
| NPA / Total Assets | 1.81% | 0.67% | +1.14% | 9th bottom |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 85th top |
| ACL / Total Loans | 3.13% | 1.28% | +1.85% | 99th top |
| ACL / NPLs (Coverage) | 51.44% | 1645.82% | -1594.38% | 11th bottom |
| Texas Ratio | 8.81% | 7.15% | +1.66% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.59% | 20.83% | +3.76% | 88th top |
| Tier 1 Ratio | 24.59% | 20.86% | +3.73% | 88th top |
| Total Capital Ratio | 25.76% | 21.93% | +3.83% | 88th top |
| Leverage Ratio | 19.91% | 12.46% | +7.45% | 96th top |
| Equity / Assets | 19.57% | 11.67% | +7.90% | 96th top |
| TCE / Tangible Assets | 19.57% | 11.40% | +8.17% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.78% | 78.66% | -39.88% | 96th top |
| Core Deposit Ratio | 91.88% | 87.09% | +4.79% | 66th above |
| Wholesale Funding Ratio | 3.01% | 5.11% | -2.10% | 55th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.05% | 6.48% | -7.53% | 14th bottom |
| Loan Growth (Y/Y) | -5.80% | 7.64% | -13.44% | 6th bottom |
| Deposit Growth (Y/Y) | -0.32% | 6.03% | -6.35% | 21st bottom |
See Bank of England's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of England, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of England profile, how to read a UBPR, or how this data updates.