Bank of England: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.98 percentage points in Q2 2026, from 35.00% to 36.98%. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Bank of England is 53rd of 78 on total deposits, $254.1M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Bank of England sits 8% lower, at $254.1M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $254.1M |
| Domestic office deposits | $254.1M |
| Foreign office deposits | — |
| Deposits to total assets | 76.45% |
| Deposits to total liabilities | 95.05% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $94.0M |
| Savings deposits | $19.7M |
| Transaction accounts to domestic deposits | 53.23% |
| Time deposits | $27K |
| Time deposits under $100k | $18.1M |
| Time deposits $100k to $250k | $28.7M |
| Time deposits over $250k | $20.6M |
| Noninterest-bearing share of deposits | 36.98% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $233.4M |
| Core deposits to total deposits | 91.88% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.80% |
| Interest expense on deposits | $725K |
| Loans and leases to core deposits | 42.20% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $319.4M | 94.66% | 0.00% | 3.33% |
| Q4 2023 | $305.3M | 93.94% | 0.00% | 2.70% |
| Q1 2024 | $311.3M | 93.60% | 0.00% | 2.90% |
| Q2 2024 | $294.0M | 92.78% | 0.00% | 2.91% |
| Q3 2024 | $301.1M | 92.31% | 0.00% | 2.97% |
| Q4 2024 | $282.4M | 91.74% | 0.00% | 2.64% |
| Q1 2025 | $258.8M | 90.95% | 0.00% | 2.37% |
| Q2 2025 | $254.9M | 91.20% | 0.00% | 2.28% |
| Q3 2025 | $257.1M | 91.25% | 0.00% | 2.19% |
| Q4 2025 | $249.5M | 91.25% | 0.00% | 2.12% |
| Q1 2026 | $250.6M | 91.58% | 0.00% | 1.88% |
| Q2 2026 | $254.1M | 91.88% | 0.00% | 1.80% |
Bank of England deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of England, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of England profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13303) · FFIEC NIC profile (RSSD 244149)