Global One Bank
BankRegReports is independent of Global One Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Global One Bank is an FDIC-insured commercial bank headquartered in Houston, TX, established in 1907 (FDIC certificate 11570), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $333.2M, up 17.5% from Q2 2025, the 200th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 18.38% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11570
- Headquarters
- Houston, TX
- Established
- 1907
- Total assets, Q2 2026
- $333.2M
- Assets vs Q2 2025
- +17.5%
- CET1 ratio, Q2 2026
- 18.38%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 113109982
- Latest call report
- Q2 2026, FFIEC 051 · Global One Bank call report
- Holding company
- GLOBAL ONE BANCSHARES, INC.
- Asset rank in state
- 200th of 346 in Texas
Global One Bank pays more for its money than most banks of its size. The Houston, Texas bank had $333 million in assets at June 30, 2026, up 17.5% from a year earlier. It pays an average of 3.44% on its deposits and borrowings, about double the median of 1.80% for the 2,660 banks with $100 million to $1 billion in assets. It also holds commercial real estate loans worth 3.0 times its capital, 2.5 times the median of 1.2 times for banks its size.
Earnings jumped: net income for the quarter was $1.7 million, 31% above the same quarter a year earlier. Problem loans have appeared where there were almost none: loans on nonaccrual or 90 or more days past due, net of government guarantees now equal 0.27% of loans.
As of June 30, 2026, Global One Bank reported a CET1 capital ratio of 18.38%, a return on assets of 2.09%, a nonperforming-loan ratio of 0.27% and a Texas ratio of 1.37%. The figures come from its call report filed with the FFIEC.
Of the 346 banks headquartered in Texas, Global One Bank is the 200th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 5.1% to $333.2M, loans fell 2.0% and deposits rose 6.0%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 48.5% of total loans, ahead of 1-4 family residential loans at 18.1%. The FDIC Summary of Deposits lists 2 offices for it, in Chappell Hill, TX and Houston, TX; its Chappell Hill office books 66% of its branch deposits. Judged on its Q2 2026 call report, Global One Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1400 Blalock Rd, Houston, TX 77055
- County
- Harris
- Metro Area
- Houston-Pasadena-The Woodlands, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1907
- Former names
- Chappell Hill Bank (1989-2023)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 38
- Domestic deposits
- $274.5M
- Allowance for credit losses
- $3.0M
- Net charge-offs (YTD)
- $0
- Average total assets
- $321.4M
- Average total loans
- $256.4M
- Average interest-bearing deposits
- $234.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11570
- Fed RSSD
- 748357
- SEC CIK
- 1960792 → filed by GLOBAL ONE BANCSHARES, INC.
- Website
- www.globalonebank.com →
- Parent Holding Company
- GLOBAL ONE BANCSHARES, INC. (RSSD 5756889)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Global One Bank's total assets ran between $114.8M (Q3 2023) and $333.2M (Q2 2026), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$333.2M total assets against $283.7M; $278.1M total liabilities against $233.8M.
$244.9M net loans and leases against $210.0M; $274.5M total deposits against $230.6M.
$4.3M securities against $4.8M; $62.2M cash and balances due against $51.5M.
$5.5M total interest income against $4.8M; $2.3M total interest expense against $2.2M.
$3.2M net interest income against $2.6M.
$1.6M total noninterest income against $1.1M; $2.6M total noninterest expense against $1.9M.
$0 provision for credit losses against $195K.
$1.7M net income against $1.3M.
2.09% return on assets against 1.86%; 4.27% net interest margin against 4.05%.
18.38% CET1 capital ratio against 19.03%; 14.47% tier 1 leverage ratio against 15.04%.
Inside the full Global One Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Global One Bank rankings
Its closest position to the top of a national ranking is 403 of 3,611, for ROA; its furthest is 2,518 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.11% (Q4 2024) to 2.25% (Q4 2025) and its net interest margin ran from 3.54% (Q4 2024) to 4.27% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.38% | 2.09% | 0.27% | 1.37% | 4.27% |
| Q1 2026 | 17.89% | 0.20% | 0.26% | 1.42% | 3.82% |
| Q4 2025 | 18.06% | 2.25% | 0.00% | 0.00% | 4.14% |
| Q3 2025 | 17.86% | 1.34% | 0.00% | 0.00% | 3.99% |
| Q2 2025 | 19.03% | 1.86% | 0.00% | 0.00% | 4.05% |
| Q1 2025 | 19.92% | 1.27% | 0.00% | 0.00% | 3.89% |
| Q4 2024 | 20.23% | 0.11% | 0.06% | 0.30% | 3.54% |
| Q3 2024 | 17.29% | 0.55% | 0.00% | 0.00% | 3.81% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Chappell Hill Branch | Chappell Hill , TX | 77426 | $182.4M |
| Global One Bank (main office) | Houston , TX | 77055 | $92.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 252 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 36 loans, $85.3M approved, $2.4M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Global One Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Global One Bank
What are Global One Bank's total assets?
As of the Q2 2026 filing, Global One Bank reported total assets of $333.2 million in its FFIEC call report.
Where is Global One Bank headquartered?
It is headquartered in Houston, TX, United States.
When was Global One Bank founded?
It was established in 1907, per the FDIC institution directory.
Is Global One Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11570). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Global One Bank?
Global One Bank's primary federal regulator is the FDIC.
What is Global One Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.38% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Global One Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Global One Bank's Texas Ratio?
Its Texas Ratio is 1.37% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Global One Bank previously called?
The charter now named Global One Bank has also operated as Chappell Hill Bank (1989-2023), per FDIC structure-change records.
Go deeper on Global One Bank.
Get an email when Global One Bank files its next call report, and benchmark it against any peer you choose.
Unlock Global One Bank, freeFree account