STRYV Bank
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Data as of · sourced from FFIEC call reports. How we update
STRYV Bank is an FDIC-insured commercial bank headquartered in Wichita, KS, established in 1975 (FDIC certificate 21955), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $333.3M, up 29.1% from Q2 2025, the 64th largest of 182 banks headquartered in Kansas. Its CET1 capital ratio was 9.96% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 21955
- Headquarters
- Wichita, KS
- Established
- 1975
- Total assets, Q2 2026
- $333.3M
- Assets vs Q2 2025
- +29.1%
- CET1 ratio, Q2 2026
- 9.96%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 101102920
- Latest call report
- Q2 2026, FFIEC 041 · STRYV Bank Q3 2026 call report, filed October 27, 2026 (preliminary)
- Holding company
- CHISHOLM TRAIL FINANCIAL CORPORATION
- Asset rank in state
- 64th of 182 in Kansas
STRYV Bank operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $333 million at June 30, 2026, up 29.1% from a year earlier; it is based in Wichita, Kansas. It holds common equity equal to 9.96% of its risk-weighted assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 15.12%). It also holds commercial real estate loans worth 3.7 times its capital, about triple the median of 1.2 times for banks its size. It has also been growing, with assets up 29.1% in a year.
Net income for the quarter rose 23% from a year earlier, to $892,000. Funding is the softer spot: it pays an average of 2.72% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, STRYV Bank reported a CET1 capital ratio of 9.96%, a return on assets of 1.09%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, STRYV Bank is the 64th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 7.7% to $333.3M, loans rose 6.3% and deposits rose 8.4%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 24.4% of total loans, followed by 1-4 family residential loans at 21.7%. Its 2 offices in the FDIC Summary of Deposits are in Wichita, KS. On its Q2 2026 call report, STRYV Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 6160 N Broadway Ave, Wichita, KS 67219
- County
- Sedgwick
- Metro Area
- Wichita, KS
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- March 14, 1975
- Former names
- Chisholm Trail State Bank (1977-2021)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 35
- Domestic deposits
- $297.0M
- Allowance for credit losses
- $2.8M
- Net charge-offs (YTD)
- $0
- Average total assets
- $327.4M
- Average total loans
- $280.1M
- Average interest-bearing deposits
- $248.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 14, 1975
- FDIC Cert
- 21955
- Fed RSSD
- 372855
- SEC CIK
- 1770564 → filed by CHISHOLM TRAIL FINANCIAL CORPORATION
- Website
- www.stryvbank.com →
- Parent Holding Company
- CHISHOLM TRAIL FINANCIAL CORPORATION (RSSD 1061772)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, STRYV Bank's total assets ranged from $205.6M (Q3 2023) to $333.3M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$333.3M total assets against $258.1M; $304.6M total liabilities against $235.3M.
$285.6M net loans and leases against $222.6M; $297.0M total deposits against $228.1M.
$15.7M securities against $16.2M; $18.5M cash and balances due against $10.5M.
$5.2M total interest income against $4.2M; $2.0M total interest expense against $1.5M.
$3.2M net interest income against $2.7M.
$82K total noninterest income against $78K; $2.2M total noninterest expense against $1.9M.
$160K provision for credit losses against $105K.
$892K net income against $724K.
1.09% return on assets against 1.13%; 4.06% net interest margin against 4.34%.
9.96% CET1 capital ratio against 10.65%; 8.91% tier 1 leverage ratio against 9.37%.
Inside the full STRYV Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
STRYV Bank rankings
Its closest position to the top of a national ranking is 2,310 of 4,196, for total assets; its furthest is 2,102 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.90% (Q1 2025) to 1.22% (Q4 2024) and its net interest margin ran from 3.91% (Q3 2024) to 4.44% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.96% | 1.09% | 0.00% | 0.00% | 4.06% |
| Q1 2026 | 10.45% | 1.08% | 0.00% | 0.00% | 4.23% |
| Q4 2025 | 9.82% | 1.04% | 0.00% | 0.00% | 4.44% |
| Q3 2025 | 10.00% | 0.97% | 0.00% | 0.00% | 4.27% |
| Q2 2025 | 10.65% | 1.13% | 0.00% | 0.00% | 4.34% |
| Q1 2025 | 11.17% | 0.90% | 0.00% | 0.00% | 4.25% |
| Q4 2024 | 10.97% | 1.22% | 0.00% | 0.00% | 4.26% |
| Q3 2024 | 10.67% | 1.18% | 0.00% | 0.00% | 3.91% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| STRYV Bank (main office) | Wichita , KS | 67219 | $273.6M |
| Bel-Aire Facility | Wichita , KS | 67220 | $23.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 22, 1988 | Structure Change | Acquired Cedar Vale State Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| January 21, 1988 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in KS, rank 76 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 53 applications, 47 loans originated, $10.8M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $565K approved, $282K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2019 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about STRYV Bank
What are STRYV Bank's total assets?
As of the Q2 2026 filing, STRYV Bank reported total assets of $333.3 million in its FFIEC call report.
Where is STRYV Bank headquartered?
It is headquartered in Wichita, KS, United States.
When was STRYV Bank founded?
It was established in 1975, per the FDIC institution directory.
Is STRYV Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #21955). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates STRYV Bank?
STRYV Bank's primary federal regulator is the Federal Reserve.
What is STRYV Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 9.96% in its Q2 2026 call report, above the 7% level required once the capital conservation buffer is included.
How many branches does STRYV Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is STRYV Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was STRYV Bank previously called?
The charter now named STRYV Bank has also operated as Chisholm Trail State Bank (1977-2021), per FDIC structure-change records.
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