STRYV Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to average assets, which fell 0.70 percentage points to 8.76%. On CET1 ratio, STRYV Bank is 1st from the bottom among 86 Kansas banks, 9.96% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. STRYV Bank sits 5.13 points lower, at 9.96% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 9.96% |
| Tier 1 risk-based capital ratio | 9.96% |
| Total risk-based capital ratio | 10.94% |
| Tier 1 leverage ratio | 8.91% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $29.2M |
| Tier 1 capital | $29.2M |
| Total risk-based capital | $32.0M |
| Total equity capital | $28.7M |
| Risk-weighted assets | $292.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.61% |
| Tangible equity to tangible assets | 8.61% |
| Equity capital to average assets | 8.76% |
| Internal capital growth rate | 4.05% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $600K |
| Common stock surplus | $16.1M |
| Retained earnings | $12.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$474K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.58% | 11.58% | 12.39% | 10.78% | $189.8M |
| Q4 2023 | 11.31% | 11.31% | 12.13% | 10.64% | $198.1M |
| Q1 2024 | 10.48% | 10.48% | 11.22% | 10.25% | $210.8M |
| Q2 2024 | 10.36% | 10.36% | 11.21% | 9.80% | $218.1M |
| Q3 2024 | 10.67% | 10.67% | 11.57% | 9.70% | $217.0M |
| Q4 2024 | 10.97% | 10.97% | 11.91% | 9.88% | $216.7M |
| Q1 2025 | 11.17% | 11.17% | 12.17% | 9.90% | $213.4M |
| Q2 2025 | 10.65% | 10.65% | 11.66% | 9.37% | $224.5M |
| Q3 2025 | 10.00% | 10.00% | 10.98% | 9.08% | $243.6M |
| Q4 2025 | 9.82% | 9.82% | 10.83% | 8.79% | $253.5M |
| Q1 2026 | 10.45% | 10.45% | 11.44% | 9.67% | $276.3M |
| Q2 2026 | 9.96% | 9.96% | 10.94% | 8.91% | $292.9M |
STRYV Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock STRYV Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full STRYV Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21955) · FFIEC NIC profile (RSSD 372855)