STRYV Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks STRYV Bank of Wichita, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.25% | -0.16% | 37th below |
| ROAE | 12.54% | 12.22% | +0.32% | 50th above |
| Net Interest Margin | 4.06% | 3.95% | +0.11% | 56th above |
| Efficiency Ratio | 66.31% | 63.71% | +2.60% | 35th below |
| PPNR / Avg Assets | 1.32% | — | — | 34th below |
| Yield on Earning Assets | 6.61% | 5.67% | +0.94% | 89th top |
| Cost of Funds | 2.72% | 1.87% | +0.85% | 10th bottom |
| Net Interest Spread | 3.39% | — | — | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.97% | — | — | 23rd bottom |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.96% | 17.18% | -7.22% | 2nd bottom |
| Tier 1 Ratio | 9.96% | 17.21% | -7.25% | 2nd bottom |
| Total Capital Ratio | 10.94% | — | — | 2nd bottom |
| Leverage Ratio | 8.91% | 11.75% | -2.84% | 11th bottom |
| Equity / Assets | 8.61% | 10.98% | -2.37% | 21st bottom |
| TCE / Tangible Assets | 8.61% | — | — | 24th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.13% | 80.44% | +16.69% | 15th bottom |
| Core Deposit Ratio | 91.10% | 86.95% | +4.15% | 62nd above |
| Wholesale Funding Ratio | 1.62% | — | — | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 29.14% | — | — | 97th top |
| Loan Growth (Y/Y) | 28.33% | — | — | 97th top |
| Deposit Growth (Y/Y) | 30.18% | — | — | 97th top |
See STRYV Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock STRYV Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full STRYV Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the STRYV Bank peer analysis.