STRYV Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 42.81 percentage points higher than in Q1 2026, at 91.10%. STRYV Bank ranks 20th of 182 Kansas banks on loan-to-deposit ratio, in the upper half at 97.13% (Q2 2026). STRYV Bank reported 97.13% on loan-to-deposit ratio for Q2 2026, 16.57 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.5M |
| Cash and noninterest-bearing balances to assets | 2.54% |
| Cash and securities | $34.2M |
| Fed funds sold and reverse repos | $10.0M |
| Fed funds sold and reverse repos to assets | 3.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.62% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.13% |
| Net loans and leases to deposits | 96.18% |
| Loans and leases to core deposits | 100.91% |
| Core deposits to total deposits | 91.10% |
| Brokered deposits to total deposits | 46.97% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.59% | 73.97% | $0 | $6.5M |
| Q4 2023 | 92.03% | 69.79% | $0 | $500K |
| Q1 2024 | 92.95% | 70.01% | $0 | $2.5M |
| Q2 2024 | 91.54% | 70.13% | $0 | $500K |
| Q3 2024 | 92.88% | 70.31% | $0 | $500K |
| Q4 2024 | 95.89% | 66.76% | $0 | $500K |
| Q1 2025 | 95.32% | 65.38% | $0 | $5.5M |
| Q2 2025 | 98.53% | 64.12% | $0 | $5.5M |
| Q3 2025 | 95.87% | 57.83% | $0 | $5.5M |
| Q4 2025 | 95.23% | 51.16% | $0 | $5.4M |
| Q1 2026 | 99.12% | 48.29% | $0 | $5.4M |
| Q2 2026 | 97.13% | 91.10% | $0 | $5.4M |
STRYV Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock STRYV Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full STRYV Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21955) · FFIEC NIC profile (RSSD 372855)