STRYV Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 42.81 percentage points higher than in Q1 2026, at 91.10%. Within Kansas, STRYV Bank is 139th of 182 on return on assets, 1.09% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. STRYV Bank sits 0.17 points lower, at 1.09% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 9.96% |
| Tier 1 risk-based capital ratio | 9.96% |
| Total risk-based capital ratio | 10.94% |
| Tier 1 leverage ratio | 8.91% |
| Equity capital to assets | 8.61% |
| Tangible equity to tangible assets | 8.61% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.97% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.09% |
| Return on equity | 12.54% |
| Net interest margin | 4.06% |
| Efficiency ratio | 66.31% |
| Yield on earning assets | 6.61% |
| Cost of funds | 2.72% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.13% |
| Core deposits to total deposits | 91.10% |
| Brokered deposits to total deposits | 46.97% |
| Deposits to assets | 89.09% |
| Securities to assets | 4.70% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.58% | 11.58% | 12.39% | 10.78% | 1.13% |
| Q4 2023 | 11.31% | 11.31% | 12.13% | 10.64% | 1.02% |
| Q1 2024 | 10.48% | 10.48% | 11.22% | 10.25% | 0.60% |
| Q2 2024 | 10.36% | 10.36% | 11.21% | 9.80% | 1.09% |
| Q3 2024 | 10.67% | 10.67% | 11.57% | 9.70% | 1.18% |
| Q4 2024 | 10.97% | 10.97% | 11.91% | 9.88% | 1.22% |
| Q1 2025 | 11.17% | 11.17% | 12.17% | 9.90% | 0.90% |
| Q2 2025 | 10.65% | 10.65% | 11.66% | 9.37% | 1.13% |
| Q3 2025 | 10.00% | 10.00% | 10.98% | 9.08% | 0.97% |
| Q4 2025 | 9.82% | 9.82% | 10.83% | 8.79% | 1.04% |
| Q1 2026 | 10.45% | 10.45% | 11.44% | 9.67% | 1.08% |
| Q2 2026 | 9.96% | 9.96% | 10.94% | 8.91% | 1.09% |
STRYV Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock STRYV Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full STRYV Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21955) · FFIEC NIC profile (RSSD 372855)