Bank of Commerce
Bank of Commerce is the primary bank subsidiary of its parent holding company, headquartered in Duncan, OK. The Q1 2026 balance sheet stands at $341M in assets, including $228M in loans. Profitability runs below industry average — 0.10% ROA, 1.00% ROE, with NIM at 3.40%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.22% exceeds the 9% CBLR threshold. Asset quality merits closer attention with NPLs at 1.71%. It operates 6 branches, primarily in Oklahoma.
Headquarters Profile
- Address
- 1601 Commerce St, DUNCAN, OK 73533
- County
- Stephens
- Metro Area
- DUNCAN, OK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- December 16, 2002
- Branches
- 6 domestic
- Employees (FTE)
- 82
- FDIC Cert
- 57491
- Fed RSSD
- 3134698
- Website
- www.bocokonline.com →
- Parent Holding Company
- COMMERCE FINANCIAL COMPANY (RSSD 5872396)
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Bank of Commerce rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
Compare Bank of Commerce with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Bank of Commerce
What are Bank of Commerce's total assets?
As of the Q1 2026 filing, Bank of Commerce reported total assets of $340.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Commerce headquartered?
Bank of Commerce is headquartered in DUNCAN, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Commerce founded?
Bank of Commerce was established in 2002, per the FDIC institution directory.
Is Bank of Commerce FDIC-insured?
Yes. Bank of Commerce is an FDIC-insured commercial bank (FDIC Certificate #57491). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Commerce?
Bank of Commerce's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Bank of Commerce operate?
Bank of Commerce operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Commerce's Texas Ratio?
Bank of Commerce's Texas Ratio is 14.26% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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