Bank of Commerce: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Commerce of Duncan, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.35% | 1.35% | -1.00% | 9th bottom |
| ROAE | 3.38% | 13.33% | -9.95% | 10th bottom |
| Net Interest Margin | 3.72% | 3.93% | -0.21% | 38th below |
| Efficiency Ratio | 85.40% | 61.12% | +24.28% | 9th bottom |
| PPNR / Avg Assets | 0.68% | 1.68% | -1.00% | 12th bottom |
| Yield on Earning Assets | 6.27% | 5.67% | +0.60% | 79th top |
| Cost of Funds | 2.67% | 1.88% | +0.79% | 11th bottom |
| Net Interest Spread | 3.26% | 3.32% | -0.06% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.07% | 0.94% | +1.13% | 12th bottom |
| NPA / Total Assets | 1.73% | 0.70% | +1.03% | 10th bottom |
| NCO / Avg Loans | 0.41% | 0.16% | +0.25% | 7th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.28% | -0.08% | 50th above |
| ACL / NPLs (Coverage) | 57.82% | 1546.65% | -1488.83% | 13th bottom |
| Texas Ratio | 17.93% | 7.33% | +10.60% | 10th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 168.40% | 1395.47% | -1227.07% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.54% | 12.14% | -1.60% | 42nd below |
| Equity / Assets | 10.27% | 11.37% | -1.10% | 49th below |
| TCE / Tangible Assets | 9.67% | 11.08% | -1.41% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.64% | 80.66% | -4.02% | 58th above |
| Core Deposit Ratio | 82.01% | 86.85% | -4.84% | 21st bottom |
| Wholesale Funding Ratio | 0.72% | 5.04% | -4.32% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.30% | 6.85% | -13.15% | 4th bottom |
| Loan Growth (Y/Y) | -14.94% | 7.93% | -22.87% | 1st bottom |
| Deposit Growth (Y/Y) | -3.82% | 6.29% | -10.11% | 9th bottom |
See Bank of Commerce's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Commerce, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Commerce profile, how to read a UBPR, or how this data updates.