Citizens Bank of Ada
Citizens Bank of Ada is a locally rooted FDIC-insured community bank based in Ada, OK. Total assets stand at $339M. Profitability is strong — 1.71% ROA, paired with 18.70% ROE and a 4.36% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.42% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.01% NPLs and a 0.04% Texas Ratio. It operates 3 branches, primarily in Oklahoma.
Headquarters Profile
- Address
- 123 W 12th St, ADA, OK 74820
- County
- Pontotoc
- Metro Area
- ADA, OK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- February 20, 1967
- Branches
- 3 domestic
- Employees (FTE)
- 63
- FDIC Cert
- 19679
- Fed RSSD
- 807656
- Website
- www.citizensada.bank →
- Parent Holding Company
- CITIZENSADA FINANCIAL CORPORATION (RSSD 3435229)
Capital & Liquidity
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Citizens Bank of Ada rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Citizens Bank of Ada
What are Citizens Bank of Ada's total assets?
As of the Q1 2026 filing, Citizens Bank of Ada reported total assets of $339.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Citizens Bank of Ada headquartered?
Citizens Bank of Ada is headquartered in ADA, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Citizens Bank of Ada founded?
Citizens Bank of Ada was established in 1967, per the FDIC institution directory.
Is Citizens Bank of Ada FDIC-insured?
Yes. Citizens Bank of Ada is an FDIC-insured commercial bank (FDIC Certificate #19679). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Citizens Bank of Ada?
Citizens Bank of Ada's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Citizens Bank of Ada operate?
Citizens Bank of Ada operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Citizens Bank of Ada's Texas Ratio?
Citizens Bank of Ada's Texas Ratio is 0.04% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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