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BanksHigh Plains Bank

High Plains Bank

OKEENE, OKSmallEst. Feb 11, 1930FDIC #418RSSD #881852FDIC
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Operating from Okeene, OK, High Plains Bank serves its local market as an FDIC-insured commercial bank, during the Great Depression banking crisis. The Q1 2026 balance sheet stands at $212M in assets, including $176M in loans. Returns are notably above industry norms: 1.80% ROA, 17.77% ROE, and 3.83% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.83% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 0.66% NPL ratio. 3 branches make up the footprint.

Headquarters Profile

Address
202 N Main St, OKEENE, OK 73763
County
Blaine
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
February 11, 1930
Branches
3 domestic
Employees (FTE)
26
FDIC Cert
418
Fed RSSD
881852
Parent Holding Company
HPB HOLDINGS, INC. (RSSD 1060711)
Assets
$212M
Deposits
$187M
Loans
$176M
Equity
$23M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.80%0.66%8.65%3.83%
2025-12-310.69%0.64%8.78%4.01%
2025-09-301.95%0.48%4.67%4.00%
2025-06-302.21%0.52%5.81%3.88%
2025-03-312.02%0.59%5.73%3.61%
2024-12-310.28%0.63%4.42%3.64%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  3. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.

Frequently asked about High Plains Bank

What are High Plains Bank's total assets?

As of the Q1 2026 filing, High Plains Bank reported total assets of $211.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is High Plains Bank headquartered?

High Plains Bank is headquartered in OKEENE, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was High Plains Bank founded?

High Plains Bank was established in 1930, per the FDIC institution directory.

Is High Plains Bank FDIC-insured?

Yes. High Plains Bank is an FDIC-insured commercial bank (FDIC Certificate #418). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates High Plains Bank?

High Plains Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does High Plains Bank operate?

High Plains Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is High Plains Bank's Texas Ratio?

High Plains Bank's Texas Ratio is 8.65% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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