Franklin Bank
Founded in 1861, Franklin Bank is among the oldest continuously operating FDIC-insured banks, headquartered in Pilesgrove, NJ, in the Greater Philadelphia banking market. As of Q1 2026, the bank held approximately $337M in total assets and $305M in deposits. Returns are subdued: 0.55% ROA and 6.19% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 17.39% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.26%. It operates 8 branches, primarily in New Jersey.
Headquarters Profile
- Address
- 1179 Route 40, PILESGROVE, NJ 08098
- County
- Salem
- Metro Area
- PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- January 1, 1861
- Branches
- 8 domestic
- Employees (FTE)
- 69
- FDIC Cert
- 30402
- Fed RSSD
- 574079
- Website
- www.franklinbnk.com →
Capital & Liquidity
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Franklin Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Franklin Bank
What are Franklin Bank's total assets?
As of the Q1 2026 filing, Franklin Bank reported total assets of $337.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Franklin Bank headquartered?
Franklin Bank is headquartered in PILESGROVE, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Franklin Bank founded?
Franklin Bank was established in 1861, per the FDIC institution directory.
Is Franklin Bank FDIC-insured?
Yes. Franklin Bank is an FDIC-insured commercial bank (FDIC Certificate #30402). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Franklin Bank?
Franklin Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Franklin Bank's CET1 capital ratio?
Franklin Bank reported a Common Equity Tier 1 (CET1) capital ratio of 17.39% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Franklin Bank operate?
Franklin Bank operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Franklin Bank's Texas Ratio?
Franklin Bank's Texas Ratio is 1.74% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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