Bank routing number ยท Pilesgrove, New Jersey
Franklin Bank Routing Number (ABA): 231271239
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The Franklin Bank routing number is 231271239. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Franklin Bank at a glance
Its CET1 capital ratio was 17.38% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $334.1M
- CET1 ratio, Q2 2026
- 17.38%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 8 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1861
Full financial profile · Is Franklin Bank safe? · Franklin Bank call report · Branch locations
Franklin Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 231271239 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Franklin Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 23, place this number in the Federal Reserve Bank of Philadelphia's district (District 3): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7123, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Franklin Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Franklin Bank checks or in its online banking. Ask the bank for wire instructions (www.franklinbnk.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Franklin Bank
Franklin Bank is headquartered in Pilesgrove, New Jersey and was established in 1861. It is in the PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD metro area. It reported $334.1M in total assets and $301.3M in deposits for Q2 2026, the 40th largest of the 49 banks headquartered in New Jersey. It reports 8 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC.
What the digits in 231271239 mean
The first four digits, 2312, are the Federal Reserve routing symbol. The prefix 23 places the number in the 3rd Federal Reserve District (Philadelphia), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7123, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 13 + 11 = 120, a multiple of 10, so 231271239 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Franklin Bank routing number?
The Franklin Bank routing number is 231271239. It is the primary ABA routing transit number registered to Franklin Bank, headquartered in Pilesgrove, NJ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Franklin Bank wire routing number?
This page lists the primary routing number registered to Franklin Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Franklin Bank before sending a wire.
Is ABA number 231271239 the routing number for Franklin Bank?
Yes. It is the primary routing number registered to Franklin Bank.
Which bank uses routing number 231271239?
It belongs to Franklin Bank, headquartered in Pilesgrove, NJ. It is the bank's primary ABA routing number (FDIC certificate 30402).
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Regulator records: FDIC BankFind (cert 30402) · FFIEC NIC profile (RSSD 574079)