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Haddon Savings Bank

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Haddon Heights, NJ $100M to $1B in assets Est. January 1, 1905 FDIC #28222 RSSD #1008076 Routing #231270858 FDIC

Data as of · sourced from FFIEC call reports. How we update

Haddon Savings Bank is an FDIC-insured savings bank headquartered in Haddon Heights, NJ, established in 1905 (FDIC certificate 28222), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $421.4M, up 5.3% from Q2 2025, the 35th largest of 49 banks headquartered in New Jersey. Its CET1 capital ratio was 12.44% at Q2 2026, above regulatory requirements.

Charter
Savings bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
28222
Headquarters
Haddon Heights, NJ
Established
1905
Total assets, Q2 2026
$421.4M
Assets vs Q2 2025
+5.3%
CET1 ratio, Q2 2026
12.44%
Domestic offices
2 FDIC institution directory, current count
Routing number
231270858
Asset rank in state
35th of 49 in New Jersey
Assets
$421.4M
Deposits
$351.3M
Loans
$266.5M
Equity
$24.2M

Haddon Savings Bank spends more to run itself than most banks of its size. It reported $421 million in assets at June 30, 2026, up 5.3% from a year earlier. It loses about $0.06 a year on every $100 of assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also spends about 104 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).

It lost $60,000 in the quarter. The commercial and industrial book ($33 million) is worsening: 41.76% of it is past due or on nonaccrual, up from 6.58% a year earlier. Its margin is thin by comparison: it keeps 1.70 cents of net interest income on every dollar of earning assets, about half the median of 3.95 cents for banks its size.

As of June 30, 2026, Haddon Savings Bank reported a CET1 capital ratio of 12.44%, a return on assets of -0.06%, a nonperforming-loan ratio of 0.24% and a Texas ratio of 2.50%. The figures come from its call report filed with the FFIEC.

Of the 49 banks headquartered in New Jersey, Haddon Savings Bank is the 35th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.6% to $421.4M, loans rose 4.5% and deposits fell 1.0%. 1-4 family residential loans made up 56.8% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 14.4%. Its 2 offices in the FDIC Summary of Deposits are in Haddon Heights, NJ and Cherry Hill, NJ; its Haddon Heights office books 82% of its branch deposits. On its Q2 2026 call report, Haddon Savings Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
201 White Horse Pike, Haddon Heights, NJ 08035
County
Camden
Metro Area
Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
New York (Region 2)
Federal Reserve member
—
Federal Reserve district
District 3, Philadelphia
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1905
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
37
Domestic deposits
$351.3M
Allowance for credit losses
$1.4M
Net charge-offs (YTD)
-$30K
Average total assets
$415.7M
Average total loans
$263.5M
Average interest-bearing deposits
$346.0M
Tax status
C corporation
Ownership
Mutual
Community bank
Yes
FDIC-insured since
August 9, 1989
FDIC Cert
28222
Fed RSSD
1008076

Profitability

Q2 annualized
Return on Assets-0.06%YTD -0.10%
Return on Equity-0.99%YTD -1.62%
Net Interest Margin1.70%YTD 1.67%

Balance Sheet

Total liabilities$397.2M
Cash & balances due$23.2M
Securities, available-for-sale$101.9M
Securities, held-to-maturity$7.7M
Goodwill & intangibles$0

Income Statement

Net income Q2-$60K
Net interest income YTD$3.4M
Total interest income YTD$9.1M
Total interest expense YTD$5.6M
Provision for credit losses YTD$39K

Operating & Funding

Total noninterest income YTD$176K
Total noninterest expense YTD$3.9M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Haddon Savings Bank's total assets ran between $372.3M (Q4 2023) and $421.4M (Q2 2026), and it posted no profit in any of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$421.4M total assets against $400.3M; $397.2M total liabilities against $377.5M.

Loans and leases against deposits

$265.0M net loans and leases against $238.3M; $351.3M total deposits against $327.3M.

Securities and cash

$109.6M securities against $120.5M; $23.2M cash and balances due against $18.6M.

Interest income against interest expense

$4.7M total interest income against $4.2M; $2.9M total interest expense against $2.7M.

Net interest income

$1.8M net interest income against $1.5M.

Noninterest income against noninterest expense

$101K total noninterest income against $207K; $2.0M total noninterest expense against $1.9M.

Provision for credit losses

$24K provision for credit losses against $72K.

Net income

-$60K net income against -$218K.

Return on assets and net interest margin

-0.06% return on assets against -0.22%; 1.70% net interest margin against 1.47%.

CET1 and Tier 1 leverage ratios

12.44% CET1 capital ratio against 14.32%; 8.28% tier 1 leverage ratio against 8.80%.

Inside the full Haddon Savings Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from -0.58% (Q4 2024) to -0.05% (Q3 2025) and its net interest margin ran from 1.16% (Q3 2024) to 1.70% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 12.44% -0.06% 0.24% 2.50% 1.70%
Q1 2026 13.37% -0.14% 0.14% 1.37% 1.64%
Q4 2025 13.59% -0.23% 0.18% 1.78% 1.51%
Q3 2025 14.26% -0.05% 0.20% 1.95% 1.52%
Q2 2025 14.32% -0.22% 0.18% 1.77% 1.47%
Q1 2025 14.23% -0.34% 0.69% 7.06% 1.40%
Q4 2024 15.10% -0.58% 0.52% 5.57% 1.25%
Q3 2024 15.77% -0.43% 0.25% 2.24% 1.16%

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Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
Haddon Savings Bank (main office) Haddon Heights , NJ 08035 $286.4M
20 E Marlton Pk Branch Cherry Hill , NJ 08034 $64.9M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in NJ, rank 59 of 96 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $3.1M approved, $3.1M average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Haddon Savings Bank: regulatory capital profile · BankRegReports

Frequently asked about Haddon Savings Bank

What are Haddon Savings Bank's total assets?

As of the Q2 2026 filing, Haddon Savings Bank reported total assets of $421.4 million in its FFIEC call report.

Where is Haddon Savings Bank headquartered?

It is headquartered in Haddon Heights, NJ, United States.

When was Haddon Savings Bank founded?

It was established in 1905, per the FDIC institution directory.

Is Haddon Savings Bank FDIC-insured?

Yes. It is an FDIC-insured savings bank (FDIC Certificate #28222). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Haddon Savings Bank?

Haddon Savings Bank's primary federal regulator is the FDIC.

What is Haddon Savings Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 12.44% in its Q2 2026 call report, above regulatory requirements.

How many branches does Haddon Savings Bank operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Haddon Savings Bank's Texas Ratio?

Its Texas Ratio is 2.50% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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