Haddon Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Risk-weighted assets rose 7.3% in Q2 2026 to $276.7M, the biggest move on this page. Within New Jersey, Haddon Savings Bank is 28th of 37 on CET1 ratio, 12.44% as of Q2 2026. Haddon Savings Bank reported 12.44% on CET1 ratio for Q2 2026, 2.64 points below the 15.08% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.44% |
| Tier 1 risk-based capital ratio | 12.44% |
| Total risk-based capital ratio | 12.99% |
| Tier 1 leverage ratio | 8.28% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.4M |
| Tier 1 capital | $34.4M |
| Total risk-based capital | $36.0M |
| Total equity capital | $24.2M |
| Risk-weighted assets | $276.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 5.73% |
| Tangible equity to tangible assets | 5.73% |
| Equity capital to average assets | 5.81% |
| Internal capital growth rate | -0.99% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $34.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$10.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.08% | 18.08% | 18.67% | 10.02% | $206.6M |
| Q4 2023 | 17.81% | 17.81% | 18.36% | 10.10% | $208.4M |
| Q1 2024 | 17.46% | 17.46% | 17.99% | 9.94% | $211.4M |
| Q2 2024 | 16.45% | 16.45% | 16.97% | 9.73% | $221.5M |
| Q3 2024 | 15.77% | 15.77% | 16.30% | 9.31% | $228.5M |
| Q4 2024 | 15.10% | 15.10% | 15.67% | 8.93% | $234.9M |
| Q1 2025 | 14.23% | 14.23% | 14.81% | 8.86% | $246.8M |
| Q2 2025 | 14.32% | 14.32% | 14.90% | 8.80% | $243.8M |
| Q3 2025 | 14.26% | 14.26% | 14.84% | 8.76% | $244.4M |
| Q4 2025 | 13.59% | 13.59% | 14.16% | 8.66% | $254.7M |
| Q1 2026 | 13.37% | 13.37% | 13.95% | 8.56% | $257.8M |
| Q2 2026 | 12.44% | 12.44% | 12.99% | 8.28% | $276.7M |
Haddon Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Haddon Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Haddon Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28222) · FFIEC NIC profile (RSSD 1008076)