Haddon Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 87.0% higher than in Q1 2026, at $23.2M. Haddon Savings Bank ranks 33rd of 49 New Jersey banks on loan-to-deposit ratio, in the lower half at 75.86% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Haddon Savings Bank sits 4.69 points lower, at 75.86% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $23.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $132.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $44.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.44% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.86% |
| Net loans and leases to deposits | 75.46% |
| Loans and leases to core deposits | 80.27% |
| Core deposits to total deposits | 68.06% |
| Brokered deposits to total deposits | 26.44% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 60.50% | 73.12% | $0 | $47.0M |
| Q4 2023 | 62.25% | 72.59% | $0 | $43.0M |
| Q1 2024 | 62.48% | 71.30% | $0 | $40.0M |
| Q2 2024 | 66.18% | 71.85% | $0 | $47.0M |
| Q3 2024 | 71.54% | 71.94% | $0 | $66.0M |
| Q4 2024 | 71.82% | 71.93% | $0 | $59.5M |
| Q1 2025 | 74.52% | 72.08% | $0 | $55.5M |
| Q2 2025 | 73.21% | 71.31% | $0 | $48.5M |
| Q3 2025 | 70.56% | 69.04% | $0 | $30.5M |
| Q4 2025 | 72.34% | 68.60% | $0 | $30.5M |
| Q1 2026 | 71.90% | 68.14% | $0 | $30.0M |
| Q2 2026 | 75.86% | 68.06% | $0 | $44.0M |
Haddon Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Haddon Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Haddon Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28222) · FFIEC NIC profile (RSSD 1008076)