Haddon Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 164.24 percentage points in Q2 2026, from 386.12% to 221.88%. It was the largest change from Q1 2026 among the key lines here. Within New Jersey, Haddon Savings Bank is 42nd of 49 on return on assets, -0.06% as of Q2 2026. Haddon Savings Bank's return on assets of -0.06% is well below the 1.26% median for banks in the $100M-1B asset tier, a gap of 1.31 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.44% |
| Tier 1 risk-based capital ratio | 12.44% |
| Total risk-based capital ratio | 12.99% |
| Tier 1 leverage ratio | 8.28% |
| Equity capital to assets | 5.73% |
| Tangible equity to tangible assets | 5.73% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.24% |
| Non-performing assets ratio | 0.15% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 2.50% |
| Allowance for credit losses to loans | 0.53% |
| Reserve coverage of non-performing loans | 221.88% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.06% |
| Return on equity | -0.99% |
| Net interest margin | 1.70% |
| Efficiency ratio | 103.67% |
| Yield on earning assets | 4.46% |
| Cost of funds | 2.98% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.86% |
| Core deposits to total deposits | 68.06% |
| Brokered deposits to total deposits | 26.44% |
| Deposits to assets | 83.36% |
| Securities to assets | 26.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.08% | 18.08% | 18.67% | 10.02% | -0.14% |
| Q4 2023 | 17.81% | 17.81% | 18.36% | 10.10% | -0.25% |
| Q1 2024 | 17.46% | 17.46% | 17.99% | 9.94% | -0.23% |
| Q2 2024 | 16.45% | 16.45% | 16.97% | 9.73% | -0.50% |
| Q3 2024 | 15.77% | 15.77% | 16.30% | 9.31% | -0.43% |
| Q4 2024 | 15.10% | 15.10% | 15.67% | 8.93% | -0.58% |
| Q1 2025 | 14.23% | 14.23% | 14.81% | 8.86% | -0.34% |
| Q2 2025 | 14.32% | 14.32% | 14.90% | 8.80% | -0.22% |
| Q3 2025 | 14.26% | 14.26% | 14.84% | 8.76% | -0.05% |
| Q4 2025 | 13.59% | 13.59% | 14.16% | 8.66% | -0.23% |
| Q1 2026 | 13.37% | 13.37% | 13.95% | 8.56% | -0.14% |
| Q2 2026 | 12.44% | 12.44% | 12.99% | 8.28% | -0.06% |
Haddon Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Haddon Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Haddon Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28222) · FFIEC NIC profile (RSSD 1008076)