Kcb Bank
Kcb Bank is a locally rooted FDIC-insured community bank based in Lakin, KS. As of Q1 2026, the bank held approximately $329M in total assets and $292M in deposits. Returns are in line with industry norms at 1.01% ROA and 9.42% ROE; net interest margin is 3.15%. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.03% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 1.34% NPL ratio. 2 branches make up the footprint.
Headquarters Profile
- Address
- 221 N Main St, LAKIN, KS 67860
- County
- Kearny
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1888
- Branches
- 2 domestic
- Employees (FTE)
- 44
- FDIC Cert
- 15194
- Fed RSSD
- 5751
- Website
- www.kcbks.bank →
- Parent Holding Company
- LAKIN BANCSHARES, INC. (RSSD 1061594)
Inside the full Kcb Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Kcb Bank — freeThis is just Kcb Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Kcb Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
Compare Kcb Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Kcb Bank
What are Kcb Bank's total assets?
As of the Q1 2026 filing, Kcb Bank reported total assets of $329.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Kcb Bank headquartered?
Kcb Bank is headquartered in LAKIN, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Kcb Bank founded?
Kcb Bank was established in 1888, per the FDIC institution directory.
Is Kcb Bank FDIC-insured?
Yes. Kcb Bank is an FDIC-insured commercial bank (FDIC Certificate #15194). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Kcb Bank?
Kcb Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Kcb Bank operate?
Kcb Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Kcb Bank's Texas Ratio?
Kcb Bank's Texas Ratio is 8.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Kcb Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required