Bank Comparison
Kcb Bank vs Bank of England
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Kcb Bank | Bank of England |
|---|---|---|
| CET1 Ratio | — | 24.55% |
| Tier 1 Capital Ratio | — | 24.55% |
| Total Capital Ratio | — | 25.70% |
| Tier 1 Leverage Ratio | 12.03% | 20.16% |
| Equity / Assets | 10.83% | 19.79% |
Profitability
| Metric | Kcb Bank | Bank of England |
|---|---|---|
| Return on Assets (ROA) | 1.01% | 0.41% |
| Return on Equity (ROE) | 9.42% | 2.08% |
| Net Interest Margin (NIM) | 3.15% | 3.54% |
| Yield on Earning Assets | 5.39% | 4.70% |
| Cost of Funds | 2.47% | 1.28% |
Asset quality
| Metric | Kcb Bank | Bank of England |
|---|---|---|
| Texas Ratio | 8.00% | 8.33% |
| Non-Performing Loan Ratio | 1.34% | 5.95% |
| Non-Performing Asset Ratio | 0.75% | 1.73% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.83% | 3.25% |
Balance sheet
| Metric | Kcb Bank | Bank of England |
|---|---|---|
| Total Assets | $329,115K | $329,016K |
| Total Deposits | $291,592K | $250,565K |
| Total Loans | $184,724K | $92,641K |
| Total Equity | $35,653K | $65,102K |
| Net Income (quarter) | $853 | $339 |
Liquidity & funding
| Metric | Kcb Bank | Bank of England |
|---|---|---|
| Loan-to-Deposit Ratio | 63.35% | 36.97% |
| Core Deposit Ratio | 94.73% | 91.58% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Kcb Bank | Bank of England |
|---|---|---|
| Headquarters City | LAKIN | ENGLAND |
| Headquarters State | KS | AR |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 151 |
| Employees (FTE) | 44 | 102 |
| Established | Jan. 1, 1888, midnight | Aug. 8, 1898, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Kcb Bank profile | View full Bank of England profile | Browse all bank comparisons